Stafford Loans. PLUS Loans. Direct Loans. HEAL Loans. Perkins Loans. Loan Limits. Interest Rates. Repayment Provisions. Deferments. Consolidation. Cancellation. Forbearance. Forgiveness. We'll take you through the maze. And we'll give you tips for increasing your eligibility and finding the best lenders. We’ll also tell you about Uncle Sam’s $13 billion college grant programs. Who gets this money? You may be surprised! Loans and Grants contains simple explanations and handy worksheets to help readers answer the following questions:
- How much federal student aid can I expect?
- How are applications are selected for "verification"?
- Is there any real difference between lenders?
- Which repayment option is best for me?