Inform your students of their financial responsibilities as citizens, students, family members, consumers, and active participants in the business world. The new edition of Managing Your Personal Finances 4E will provide them with opportunities for self-awareness, expression, and satisfaction in a highly technical and competitive society. Discover new ways to maximize earning potential, develop strategies for managing resources, explore skills for the wise use of credit, and gain insight into the different ways of investing money
About the Author
Joan Ryan, M.B.A., Ph.D., C.M.A., has taught personal finance for over 20 years. She began at Willamette High School in Eugene, Oregon, where this textbook was initially developed and tested. After four years there, she taught in the business department at Lane Community College (also in Eugene) for 12 years. After eight years at Clackamas Community College, she was department chair for the next six years. Then she resumed teaching accounting, personal finance, and business law, retiring from full-time teaching in 2014. She also is a C.M.A. (certified management accountant), a state-certified mediator, and adjunct faculty at Clackamas Community College and Portland State University in the graduate Masters in International Management program.
Christie Ryan, B.A., M.A., LMHC. As a licensed mental health counselor, she works with troubled and disadvantaged youth and their families, teaching budgeting and money management skills. She has also taught student success skills and psychology courses at Highline Community College and Tacoma Community College. She holds an Educational Staff Associate certificate in school counseling and has also worked as a case manager for Southwest Washington Aging and Disability Services.
Table of ContentsChapter 1 Choosing Your Career, Chapter 2 Planning Your Career, Chapter 3 Getting the Job, Chapter 4 Adapting to Your Job, Chapter 5 Keeping Your Job, Chapter 6 Pay, Benefits, and Working Conditions, Chapter 7 Federal Income Tax, Chapter 8 Budgets and Financial Records, Chapter 9 Checking Accounts and Other Banking Services, Chapter 10 Saving for the Future, Chapter 11 Investing for Your Future, Chapter 12 Investing in Stocks, Chapter 13 Investing in Bonds, Chapter 14 Investing in Mutual Funds, Real Estate, and Other Alternatives, Chapter 15 Retirement and Estate Planning, Chapter 16 Credit in America, Chapter 17 Credit Procedures and Laws, Chapter 18 Cost of Credit, Chapter 19 Problems with Credit, Chapter 20 Personal Decision Making, Chapter 21 Housing, Chapter 22 Real Estate Principles, Chapter 23 The Automobile, Chapter 24 Family Decisions, Chapter 25 Personal Risks and Insurance, Chapter 26 Porperty and Liability Insurance, Chapter 27 Health and Life Insurance, Chapter 28 Role of the Consumer in the Marketplace, Chapter 29 Consumer Protection, Chapter 30 Legal Protection