Overcome debt, make smart money decisions, and build a financially secure future
Do you support your family, pay your taxes, get the bills done on timeand yet still struggle to achieve financial security? If so, you’re not alone. About one-third of all Americans have not saved for retirement, another third have no savings at all, and more than half have no budget.
How did we get here? Two words: financial illiteracy. As money and finance have become more complex over the decades, the average American has not been able to keep upin essence, leaving our personal financial decisions up to banks, bureaucrats, policymakers, and even fraudsters.
Norm Champ, a former director at the Securities and Exchange Commission (SEC), provides an in-depth primer on how money works, designed just for youthe non-finance reader. Champ shows how to:
• Pay off your loans and stay out of debt for the long run
• Build savings that will see you through thick and thin
• Avoid financial disasterfrom bad credit deals to outright scams
• Start building a safe, smart investing portfolio
Our financial system is easier to grasp than you thinkand armed with this new knowledge and insight, you’ll finally take control of your financial future.
When you know how money works, you make better financial decisions. It’s that simple. Mastering Money demystifies finance and provides plainspoken, straightforward advice for building a solid financial foundation you can count on in good times and bad.
|Publisher:||McGraw-Hill Professional Publishing|
|Product dimensions:||6.50(w) x 1.50(h) x 9.50(d)|
About the Author
Norm Champ is a partner at the global law firm Kirkland & Ellis and the former director of the Division of Investment Management at the U.S. Securities and Exchange Commission (SEC). Under his leadership, the SEC adopted a series of new regulations following the Great Recession. He led initiatives to enhance transparency of the SEC's actions to the public and industry. Champ regularly teaches an investment management course at Harvard Law School.