Maximize Your Medicare (2018 Edition)

Maximize Your Medicare (2018 Edition)

by Jae Oh

NOOK Book(eBook)

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Maximize Your Medicare (2018 Edition) by Jae Oh

• "...the Medicare bible as far as I am concerned...."
• " plain-spoken English that everyone can understand."
• "the only book that describes a strategy that works now, and in the future..."

Medicare Rules Are Complicated

The reason that people misunderstand Medicare is that while the language looks the same as other health insurance, but it actually works differently, in important ways.

Enrollment eligibility
Late enrollment penalties
Separate health and prescription drug components
Financial assistance at federal and state levels
Special enrollment exceptions
Maximize Your Medicare is written so that consumers understand the wide variety of choices they have, and when they should choose. Maximize Your Medicare also points out the pitfalls that one can avoid, if and only if the consumer understands the rules correctly. While intimidating and confusing to many, Medicare rules largely favor the consumer, as long as the consumer fully understands those rules.

Selection is Complicated

There are a wide variety of choices available, and some of those choices change every year. Maximize Your Medicare clarifies the key differences among the choices. The elegance of Medicare is that it does not discriminate: every person has the exact same rights and options when first turning 65 years old.

That does not mean that every person will choose the same path. The number of combinations that can influence "what is best for you" is too large to count. Among these factors are:

Financial resources
Personal / family health history
Prescriptions required
Healthcare provider access
Maximize Your Medicare provides real-life examples, called "This Happens," which have occurred and are occurring everyday, now. These examples describe the mistakes that people have made in the past, and the excellent outcomes when the consumer considers his/her situation thoroughly.

The Rules Are Not Enough

There are 57 million Medicare beneficiaries, and approximately 10,000 turn 65 every day, something that will continue for the next two decades. While it may be convenient for others to claim that they can "fix" or "improve" Medicare, the demographic and fiscal reality is that this single issue will be on the top of the national agenda.

Maximize Your Medicare is written so that the consumer (and those around him/her) can deal with Medicare in a practical, well-reasoned way. Maximize Your Medicare is written with the idea that every stakeholder (the Medicare consumer, physician, hospital, pharmaceutical, attorney, etc) is acting rationally, within the rules that they must follow. Maximize Your Medicare is a guide to help consumers, within those same set of complex rules.

Product Details

BN ID: 2940158956096
Publisher: Jae W. Oh, MBA, CFP
Publication date: 01/02/2018
Sold by: Barnes & Noble
Format: NOOK Book
File size: 565 KB

About the Author

Jae W. Oh, MBA, CLU®, ChFC® is a Certified Financial Planner™, Char-tered Life Underwriter®, and a Chartered Financial Consultant®. He is an expert contributor to a website powered by the nation’s second larg-est carrier of Medicare plans, Humana Inc., titled MyMedicareAnswers. com, and frequent public speaker to large and small groups, including colleges, companies, library systems, and senior centers.
He has a Master’s Degree in Business Administration (MBA) in Account-ing and Finance from the University of Chicago, and a Bachelors of Arts (BA) degree in Economics and Political Science from the University of Michigan, Ann Arbor. 
Consulting services to individuals, businesses and governments are avail-able.  License numbers, accreditations, and references are available upon request.  Certified Financial Planner™ is a trademark of the CFP Board. Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®) are trademarks of The American College.
Financial Planning Website:
Twitter: @MaxYourMedicare
Facebook: Maximize Your Medicare

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