Confused about Medicare’s drug coverage? You’re notalone. Medicare Prescription Drug Coverage For Dummiesexplains Part D in plain English and shows you how to find the bestdeal among numerous drug-coverage plan options. Whetheryou’re new to Medicare or already in the program,you’ll navigate the system with more ease and confidence,avoid pitfalls and scams, and have plenty of help choosing the planthat’s right for you.
This easy-to-understand, consumer-friendly guide helps you findout whether Part D affects any drug coverage you already have andweigh the consequences of going without coverage. You’ll findways to compare plans, identify the one that covers your drugs atthe least cost, and make sure you sign up at the right time. Andyou’ll learn how to minimize your expenses, use the“right” pharmacies, and troubleshoot any problems withyour coverage. Discover how to:
- Decide whether you need Part D
- Understand how Part D works, from costs to coverage
- Choose and enroll in the best plan for you
- Get up and running with Part D
- Handle the coverage gap
- Lower your drug costs
- Join and switch plans
- Comply with long-term-care rules and rights
- Challenge plan decisions
- Avoid scams and hard-sell marketing
Now, more than ever, you need clear, reliable information thathelps you understand Part D and make smart, cost-saving healthcaredecisions. You need Medicare Prescription Drug Coverage ForDummies.
About the Author
Patricia Barry is a senior editor at the AARP Bulletin and a recognized expert on the Medicare Part D prescription drug program. During a long career in journalism, she has authored thousands of articles and two guidebooks on healthcare and social policy. Since 1999, she has specialized in writing about Medicare and prescription drugs.
Table of Contents
Introduction 1Part I: The Nuts and Bolts of MedicarePrescription Drug Coverage 7Chapter 1: The ABCs (And D) of Medicare 9Chapter 2: The Rules of the Game: How Part D Works 23Chapter 3: The Big Question: What Will Part D Cost (And Save) You? 31Chapter 4: Delving into Drug Coverage under Part D 43Chapter 5: Extra Help: A Better Deal if Your Income Is Low 57Part II: Deciding Whether to Sign Up for Part D 83Chapter 6: Taking Other Drug Coverage and Sources into Account85Chapter 7: Considering Coverage if You Take Few or No Drugs RightNow 105Chapter 8: Confronting the Late Penalty 113Part III: Choosing and Enrolling in the Right Part D Plan forYou 123Chapter 9: The First Cut: Deciding How You Want to Receive YourMedical Benefits 125Chapter 10: Making a Smart Choice among Medicare Prescription DrugPlans 149Chapter 11: Buyer Beware: Avoiding Scams and Hard-SellMarketing183Chapter 12: Signing Up for a Part D Plan for the First Time195Part IV: You’re In! Navigating Part D from the Inside 205Chapter 13: You’ve Just Signed Up — What Happens Now-207Chapter 14: Filling Your Prescriptions 221Chapter 15: In and Out of the Coverage Gap 233Chapter 16: Bringing Down Your Drug Costs 249Chapter 17: Switching to Another Plan 263Chapter 18: Staying in Long-Term Care (Or Helping Someone Who Is)283Chapter 19: You Have Rights: How to Holler and (If Necessary)Holler Louder 293Part V: The Part of Tens 313Chapter 20: Ten Ways Boomers Can Help Loved Ones with Part D315Chapter 21: Ten Proposed Changes to Part D You Should Know About321Part VI: Appendixes 325Appendix A: Worksheets327Appendix B: Sources of Help 333Appendix C: Buying Prescription Drugs Safely from Abroad 345Index 351
Most Helpful Customer Reviews
Cannot provide a review because after mking purchase this is not showing on my Nook library!!!