Medicare supplemental coverage: Medigap and other factors are associated with higher estimated health care expenditures : report to the Ranking Member, Committee on Finance, U.S. Senate.

Medicare supplemental coverage: Medigap and other factors are associated with higher estimated health care expenditures : report to the Ranking Member, Committee on Finance, U.S. Senate.

by U.S. Government Accountability Office

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Overview

"
Medicare provides coverage for the cost of many health care services. At the same time, because some services are not covered by Medicare, and because of cost-sharing such as copayments and deductibles, beneficiaries enrolled in Medicare FFS may have significant out-of-pocket expenditures. Most Medicare beneficiaries have some form of additional health care coverage- referred to as supplemental coverage-to help them pay for these costs. For example, Medicare FFS beneficiaries may have supplemental coverage from private insurance companies, called Medigap, or that they receive as retirees through a former employer, referred to as employer-sponsored coverage. This supplemental coverage may reduce any incentive that out-of-pocket costs creates for beneficiaries to be more cost-conscious in their use of services.
GAO was asked to provide information about how Medicare beneficiaries with supplemental coverage compare to Medicare beneficiaries without supplemental coverage with respect to total health care costs and the sources of payment for those costs. In this report, GAO compares average total health care expenditures and sources of payment for Medicare FFS beneficiaries with and without supplemental coverage. GAO analyzed data from the 2010 MCBS, the most recent MCBS data available at the time we conducted our analysis. GAO also reviewed original research studies published since 2008 to understand"

Product Details

ISBN-13: 9781974263066
Publisher: CreateSpace Publishing
Publication date: 08/05/2017
Pages: 34
Product dimensions: 8.50(w) x 11.00(h) x 0.07(d)

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