When the cashier asks if you want to pay with cash or credit, what will you answer? “Paper or Plastic” written by Jerri Simpson, also known as The Debt Lady, provides the basics of personal finance. From being a debt collector to now being a debt educator, with over 30 years of experience. This book touches on subjects such as budgeting, interest rates, evaluating your income versus expenses and financial planning to ultimately achieve your goals. She provides actual worksheets for executing your financial plans as well as helpful tips you can begin to use today! This book doesn’t teach you how to save a few extra dollars on your gas bill every month, this book teaches how to understand and overhaul your finances! Not only will you be presented with priceless information but it is also an entertaining read with illustrations and personal stories. The Debt Lady says, “Your journey to financial freedom is only a page away.”
|Publisher:||The Debt Lady|
|Sold by:||Barnes & Noble|
|File size:||4 MB|
About the Author
Jerri Simpson, also known as “The Debt Lady” didn’t take the conventional route, the one that starts with a bachelor’s degree in business and ends with an M.B.A. One could say that she attended the School of Hard Knocks. She learned what she knows by experience, and has been able to use that experience to help thousands of people manage their money, get out of debt, and regain control of their finances. In the early 80’s she took a job as a bill collector for a collection agency. As you can imagine, over the next many years she’d heard it all from consumers, and then later from corporations who couldn’t pay their debts. By 2002 she got out of the collection business altogether. She started working for a small debt settlement company in Los Angeles. Debt settlement was a relatively new concept, both to her and to consumers. But with her background and extensive experience in collections, it was a good fit for her. She moved up the ranks of that company within a few short months, became vice president of operations. She felt she’d found her calling–-helping people with their financial difficulties. In 2005 she started consulting for the debt settlement industry. That’s about the time that she became known as “The Debt Lady.” She made quite a name for herself, getting calls day and night from people and companies who’d heard that she could help them with debt settlement. She spent the next year flying all over the country consulting and answering people’s questions to help them figure out how best to handle their debt. But she was spread too thin! So in 2006 she launched her very own debt settlement company. She started out of her living room with a handful of clients and one employee, and by the end of the year had moved into offices with over 2500 clients. She always had a tremendous desire to help people. She’s looked at this industry from both sides, seen the good and the bad, and can tell you that the only thing that remains the same is CHANGE. Over the years Jerri has been able to help thousands navigate the often turbulent and ever-changing waters of the lending industry. Now she offers her years of experience and knowledge to you.
Most Helpful Customer Reviews
MONEY - Paper or Plastic? A Guide to "Financial Health & Prosperity" based on 0 ratings. 1 reviews.
Paper or Plastic? Definitely paper! Money: Paper or Plastic blew my mind on so many levels. This is no whimsical book on the confusions and misunderstandings of how money works and how our country just got into the financial condition it’s in somehow. This is brass tacks. This is the in your face, no-holds-barred hard truth about the credit industry in the United States today, and the roadmap out of life under its thumb. This book makes you take a hard look at who you are, what you want out of life—financially and otherwise, and actually walks you through the steps you need to take to make this a reality. It actually has you DO something, and in doing so, increases your responsibility for your situation and helps you gain the ability to handle it. It does all of this while also making you laugh, cry, shake your head and generally being very entertaining. A must read no matter what your financial condition!--J Ferro