In this comprehensive, readable, and very current guide, Dorfman, a former executive editor of Consumer Reports magazine and a writer for The Wall Street Journal , says comparison shopping for mortgages will save the consumer thousands of dollars. He discusses in detail refinancing, home equity mortgages, prepayments, and reverse mortgages, and he covers the most recent information on consumer protection legislation. Although Dorfman represents a very conservative financial viewpoint, he presents the pros and cons on each issue. Worksheets are included, and the appendixes feature monthly payment tables and consumer contacts. Recommended for all public libraries, especially those whose holdings are over two years old or geared to first-time homebuyers.--Pat Talley, Federal Home Loan Bank of Dallas Lib. Svc.