New Frontiers in Banking Services: Emerging Needs and Tailored Products for Untapped Markets / Edition 1 available in Hardcover
- Pub. Date:
- Springer Berlin Heidelberg
The book is devoted to a subject which deserves growing attention from policy makers, financial operators and academics. It is the issue of unbanking or underbanking in developed countries. With respect to this, the goal of the authors has been that of highlighting both in a theoretic frame-work and through the study of the main experiences investigated on field, the need/the opportunity for banks, financial institutions, public authorities and non for profit associations to devote more efforts in understanding the problem of financial exclusion in order to offer to low-moderate-income people (LMI people) new opportunities of accessing financial services (banking, credit and investment services).
|Publisher:||Springer Berlin Heidelberg|
|Product dimensions:||6.10(w) x 9.25(h) x 0.03(d)|
Table of ContentsIntroduction.- Part I: Access to Banking Account and Payment Services.- Access to Credit: the Difficulties of Households.- Access to Investments and Asset Building for Low Income People.- Part II: What Are the Specific Economic Gains from Improved Financial Inclusion? A Tentative Methodology for Estimating These Gains.- From Financial Exclusion to Overindebtness: the Paradox of Difficulties of Low Income People.- The Role of Savings Banks in Germany in Preventing Financial Exclusion.- Economic Growth and Financial Inclusion: The Case of Poland.- Italian Banks' Approach Towards Low-Income Consumers and Microenterprises: Is There a Bias Against Some Segments of Customers.- Banking the Poor: Policies to Bring Low- and Moderate-Income Households in the United States into the Financial Mainstream.- Migrants and Remittances.- Conclusions.