Personal Credit 101: A 20 Minute Crash Course for College Students and Their Parents

Personal Credit 101: A 20 Minute Crash Course for College Students and Their Parents

by John F. Schmuecker


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Why are so many people who graduate from college totally ignorant about personal finance and credit?
Why do so many college graduates end up with over $4,000 in credit card debt, over $25,000 in student loan debt and poor credit scores before their first job?
Personal Credit 101 is a 20 minute crash course for college students and their parents. This book will teach you how you establish personal credit and how you can destroy it. It will explain your personal credit report and credit score that affect everything you do in life like getting a job, renting an apartment, getting a car loan and getting insurance. You will learn how you can get your own free credit report and monitor your credit. Finally, you will see a budget for an entry level job at $35,000 per year.
In 20 minutes, this book can change the life of your college student

Product Details

ISBN-13: 9781480209527
Publisher: CreateSpace Publishing
Publication date: 11/28/2012
Pages: 44
Product dimensions: 6.00(w) x 9.00(h) x 0.11(d)

About the Author

John Schmuecker started, ran and later sold three businesses in the US. His last company was sold to a publically traded company in England. He has an MBA degree from the University of Connecticut and graduated Summa Cum Laude with a concentration in finance. He recently put both of his son's through college. They graduated with excellent credit using the techniques in this book. Both sons are employed, living on their own and financially self-sufficient.
John feels one of the best gifts you can give your children is to teach them how to be financially secure and self-sufficient. Teaching personal finance starts early, in high school and college, before mistakes are made that can ruin personal credit for years to come.
John lives in a restored 1760 colonial tavern in Connecticut with his wife Annette.
You can contact John at .

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