In an ever changing economy such as the one we live in, it's important that we guard ourselves from the financial temptations that await us. Credit is what I believe to be one of the great demises of our society. The main reason why it is so difficult for most of us to get from under our credit card debt is because SOCIETY IS DESIGNED TO KEEP US IN DEBT. Without Education and Understanding, an entity as serious as Credit can keep us in bondage. One of the keys to staying in financial control, is strategy. This book will touch on simple ways to cut expenses, lower debt, avoid foreclosure and a few other things to help develop a healthy relationship with money.