State of Community Banks and Credit Unions and the Potential Role of the Dodd-Frank Act, The

State of Community Banks and Credit Unions and the Potential Role of the Dodd-Frank Act, The

by Jeffrey R. Holman

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Overview

State of Community Banks and Credit Unions and the Potential Role of the Dodd-Frank Act, The by Jeffrey R. Holman

The Dodd-Frank Act includes numerous reforms to strengthen oversight of financial services firms and consolidate certain consumer protection responsibilities within the Consumer Financial Protection Bureau (CFPB). To help minimize its regulatory burden on small institutions, including community banks and credit unions, the act exempts such institutions from several of its provisions. However, the act also contains provisions that impose additional requirements on small institutions. Historically, community banks and credit unions have played an important role in providing credit to small businesses and other local customers. This book examines the significant changes community banks and credit unions have undergone in the past decade and the factors that have contributed to such changes with a focus on the Dodd-Frank Act provisions that regulators, industry associations, and others expect to impact community banks and credit unions, including their small business lending

Product Details

ISBN-13: 9781624172274
Publisher: Nova Science Publishers, Incorporated
Publication date: 03/31/2013
Series: Financial Institutions and Services Economic Issues, Problems and Perspectives
Pages: 178
Product dimensions: 6.50(w) x 1.50(h) x 9.50(d)

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