On Sept. 12, 2002, the New York papers reported a murder-suicide in a Times Square office. A former FBI agent, fifty-six years old, Director of Security for Blue Cross of New York, shot a young woman and another man, then took his own life. Both the killer and the young woman had been in the World Trade Center a year and a day earlier. There was no information about their relationship, if any, or his motive, if any. This novel imagines those characters and the events that changed their lives.