The C.A.S.H. Formula: A Successful Path to Achieving Wealth

The C.A.S.H. Formula: A Successful Path to Achieving Wealth

by WenFang Bruchett

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Overview

In The C.A.S.H. Formula, Bruchett draws from over two decades of banking experience in wealth building. This book will teach you strategies for getting loan approvals, capitalizing credit, creating assets, and living a healthy lifestyle. Once you learn and apply the formula, you will master the secret of achieving lasting financial freedom. Everyone knows that money can't buy happiness. However, having money can solve many problems. Once you read, understand, and apply The C.A.S.H. Formula, you will enjoy life the way it was meant to be: to live, to laugh, to love, and to be yourself. As an individual, you want to live life to the fullest rather than just spending your time on meeting financial obligations. You have creativity, dreams, and goals. But the problem remains: How do you get from where you are currently to where you want to be—to achieve ultimate financial freedom? The C.A.S.H. Formula answers this question and more. Through powerful stories and proven frameworks, you will learn how to reach your financial goal by using the author's strategies that she has developed based on her insights into the banking world. Written by the founder of BlissFinance, WenFang Yang Bruchett, this is a must-read for entrepreneurs, students, and consumers who want to improve their financial lives.

Product Details

ISBN-13: 9781732637597
Publisher: BookBaby
Publication date: 11/26/2018
Pages: 128
Product dimensions: 5.90(w) x 8.90(h) x 0.50(d)

About the Author

WenFang Yang Bruchett's passion is helping people understand the truths about finance. To fulfill that passion, she founded Blissfinance.com to guide her clients to become their own own financial boss. She spent over two decades in the financial services industry as Vice President improving the financial lives of entrepreneurs and consumers. Her insights into the banking world have made her a highly sought-after keynote speaker and seminar leader. Meet WenFang and receive free training at www.blissfinance.com.

Table of Contents

Introduction 1

Financial Stages of Life: 3

5 Cs of Blissful Partnership: 5

The Method 7

C is for Credit 9

I The Fundamentals 11

A Personal Credit 11

B Personal Credit Score 12

C Bankruptcy Risk Score 14

D Business Credit 15

E Business Credit Score 16

II The Games 17

A How to Play? 17

B How to Fix It? 21

1 How to dispute incorrect information 21

2 How do I deal with a debt collector? 24

3 What if I got sued about a debt? 26

C How To Handle Federal Student Loan Debt? 27

1 Before You Graduate or Leave School 27

2 After you graduate or leave school: 28

3 Consequences if your federal student loans go into default: 29

4 How to get out of a default federal student loan 30

5 How a federal student loan can be forgiven, canceled, or discharged 30

6 How a federal student loan can be paid off with a private loan 31

D Frequent Asked Questions: 31

1 How can I protect my credit score after a divorce? 31

2 What's the difference between a credit counselor and a debt settlement or debt relief company? 32

III The Rules 32

A Story: 33

B Documentation: 34

1 Personal Loan 34

2 Mortgage (refinance/purchase/home equity) 35

3 Business Loan 36

C Ratios: 37

1 Personal Loans: 37

3 Business Loans: 40

Secret # 1 The Right Match: 41

Secret # 2 Dress to Impress: 42

Secret # 3 Deep Understanding: 45

A Is for Assets 55

I Asset Protection 58

A Flood Insurance 58

B Estate Planning 61

C Insurance Funds 63

D Debt Payment Protection 64

II Recover Assets 65

A FEMA Registration 66

B Working With The Insurance Company 67

C The Flood Claim Process: 68

D Office of the Flood Insurance Advocate (OFIA) 69

E Public Adjuster 70

F Tricks for Working with Contractors 71

G Working with Lenders 72

III Leverage Assets 73

A Tactics 73

S is for Savings 77

I Bucket Budgeting 79

II Debt Cleaning Strategy 86

III Auto Saver 91

Organization saves money 93

Time saves money 94

Simplicity saves money 95

H is for Health 97

I How to Move 99

II How to Eat 101

III How to Think 106

Epilogue 113

About the Author 115

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