The Invested Life: Making Disciples of All Nations One Person at a Time

The Invested Life: Making Disciples of All Nations One Person at a Time

by Joel C. Rosenberg, T. E. Koshy


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Every follower of Jesus Christ should be able to answer two simple questions:
  • Who is investing in me?
  • Who am I investing in?
God desires to pour an abundance of spiritual and emotional capital into your life. And he wants to use you to pour spiritual and emotional capital into others. Along the way, you'll be changed. Others will change. You will experience God and his community in a new and personal and supernatural way. And so will others.

God calls this process of spiritual investing “making disciples.” It’s the heart of the Great Commission. It’s the vision of a great local church. It’s the secret of a healthy joyful, secure, and significant life.

Product Details

ISBN-13: 9781414376370
Publisher: Tyndale House Publishers
Publication date: 08/17/2012
Pages: 304
Sales rank: 481,649
Product dimensions: 5.64(w) x 8.04(h) x 0.84(d)

About the Author

Dr. T. E. Koshy is a senior pastor, Bible teacher, and church planter. Born and raised in India, he is the founding director of International Friendship Evangelism, has been the evangelical chaplain at Syracuse University for over forty years, and is pastor-at-large for The Joshua Fund. He is also one of three elders overseeing some six thousand evangelical congregations in India, Pakistan, Europe, and Asia.

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making disciples of all nations one person at a time

Tyndale house Publishers, Inc.

Copyright © 2012 Joel C. Rosenberg
All right reserved.

ISBN: 978-1-4143-7637-0

Chapter One


Go therefore and make disciples ... JESUS CHRIST (MATTHEW 28:19)

Every follower of Jesus Christ should be able to answer two simple questions:

• First, "Who is investing in me?"

• And second, "Whom am I investing in?"

God desires to pour an abundance of spiritual and emotional capital into your life—directly and through older and wiser believers. And he wants to use you to pour spiritual and emotional capital into the lives of others. Along the way, you'll be changed. Others will change. You'll grow. Others will grow. You'll feel loved. Others will feel loved. You will experience God and his community in a new and personal and supernatural way. And so will others.

God calls this process of spiritual investing "making disciples." It's the heart of the Great Commission. It's the vision of a great local church. It's the secret of a healthy, joyful, secure, and significant life.

We call it "the invested life." And that's what this book is all about.

God the Investor

God is in the business of turning nothing into something and a little into a lot.

In Genesis 1 and 2, we read the story of God creating the heavens and the earth out of nothing. And man out of dust. And woman out of man. And God said it was "good."

In John 2:1-11, we read the story of a wedding where Jesus turned six stone jars of water—each holding between twenty and thirty gallons—into fabulous wine.

In Luke 9:10-17, we read the story of Jesus turning five loaves of bread and two fish into enough food to feed at least five thousand people.

That's the greatness of our great God. He can turn nothing into something and a little into a lot.

And that's exactly what he wants to do in your life.

Think about it. Once you were nothing. Then suddenly, in the blink of an eye, you were born into this wonderful and mysterious world we call the human family. Once you were spiritually lost and alone. Then suddenly you found eternal life. You were miraculously born again and transformed into a member of God's own family.

The apostle Paul puts it this way: "Remember that at that time you were separate from Christ ... without hope and without God in the world. But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.... Consequently, you are no longer foreigners and strangers, but fellow citizens with God's people and also members of his household" (Ephesians 2:12-13, 19, NIV).

But wait. It gets better. Not only does God want to turn your nothingness into something, he also wants to turn what little human capital you think you have into more than you could ever hope for, dream of, or imagine. He not only wants to give you eternal life; he also wants to give you an abundant life.

Jesus said so himself in John 10:10: "I came that they may have life, and have it abundantly"—that it might be significant and meaningful.

The question is, what does an abundant life look like?

"You did not choose me, but I chose you," Jesus explains in John 15:16 (NIV). Why? Why did Jesus choose us? What is it that he wants for us? To make lots of money? To have lots of toys? To have fame or power or worldly success? No. Jesus said, "I chose you [to] go and bear fruit—fruit that will last."

Aha! The abundant life, according to Jesus, is a fruitful life.

What, then, is a fruitful life? The Bible gives us two answers to that question. First, there's the fruit of your changed character, what Paul describes in Galatians 5 as the "fruit of the Spirit"—love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control. As you abide in Christ Jesus and love him so dearly that you're willing to do what he asks of you no matter what the cost, you will begin to bear the fruit of Christlike character. You will then begin to experience the deep sense of joy and personal satisfaction that comes from pleasing the very heart of God.

Second, Jesus wants you to bear the fruit of winning souls to God's Kingdom and helping them grow to spiritual maturity. Consider Paul's passion for bearing "fruit" by preaching the gospel in Rome (Romans 1:13), as he had with the Colossians (Colossians 1:6), and how he described new converts to Christ as the "first fruits" in 1 Corinthians 16:15. Consider, too, the parable of the seed and the sower in Matthew 13 and Mark 4. Jesus told the story of a farmer who went out to sow seeds in his field. Some fell along the path. Some landed on rocky places. Some fell among the thorns. But some of the seeds fell on good soil, where they produced a crop that was much greater than what was planted. The seed represents the gospel message, and "the seed falling on good soil refers to someone who hears the word and understands it. This is the one who produces a crop, yielding a hundred, sixty or thirty times what was sown" (Matthew 13:23, NIV).

A fruitful person is one who hears the gospel and the Great Commission—a call to a life of knowing Christ, making him known, and helping people grow in their faith—and follows wholeheartedly. In the process, not only is he saved and transformed, but he also helps many others discover God's love and plan for their lives. This is the invested life. Jesus invests in us. We invest in others. And in the process, God turns nothing into something and a little into a lot.

The invested life requires taking risks. There's no way around it. Only one thing's for sure: you can't win if you don't play.

In Matthew 25:14-30, Jesus told the parable of the talents. He explained that the Kingdom of God is like a wealthy CEO who, as he is departing on a journey, entrusts his capital to the wise stewardship of his associates. To one, he entrusts five "talents," worth more than $5,000. To another, he entrusts two talents, more than $2,000. To a third, he entrusts one talent, or more than $1,000.

A long time later, the wealthy man returns from his journey. He wants to know what kind of return he has received on his money. The first associate explains that his investments doubled in value. His five talents have turned into ten talents. Wow. A 100 percent return. Not bad. The second associate also explains that his investments doubled in value. True, he began with less capital, just two talents. But now he has four. He also secured a 100 percent return. Impressive. To each of these associates, the wealthy CEO says, "Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!" (Matthew 25:21, 23, NIV).

The third associate, however, has a completely different story. He tells the CEO that he was afraid to make investments of any kind, even conservative investments. Instead, he hid the CEO's money in the ground. The wealthy CEO fires that man immediately, saying, "You wicked, lazy servant! So you knew that I harvest where I have not sown and gather where I have not scattered seed? Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest" (Matthew 25:26-27, NIV).

Is God's primary focus here to encourage us to pay more attention to our financial portfolio? Not in this parable. Instead, God is encouraging us to pay more attention to our spiritual portfolio. His main point is not that we should focus on multiplying his money (though we should definitely be wise and faithful stewards of his resources); his point is that he wants us to focus on knowing him more deeply, obeying him more faithfully, multiplying the number of men and women in his Kingdom, and developing the spiritual depth and character of his children.

In this story—and in a similar one Jesus tells in Luke 19:12-27—we learn that God invests in us, and he expects us to invest in others. If we obey—if we agree to live the invested life—then we will please the heart of God and experience spiritual abundance and joy in this life and in the life to come. But if we refuse—if we hide or spend what he's given us rather than properly investing it—we will find ourselves feeling empty and alone and experiencing God's displeasure.

Spiritual investing requires risk. But with risk comes extraordinary reward.

* * *

Which brings us to our subject: making disciples.

Christianity is not a solo sport. It's about building strong, healthy teams of fully devoted followers of Jesus Christ whom God can use to change the world. It's about older believers taking younger believers under their wings to love them, help them grow in Christ, and help them reproduce their faith in the lives of other younger believers.

That's what Jesus did. He prayerfully recruited a team of young men. He invested in them. He cared for them like family, loving them with an everlasting, sacrificial love. He led them on spiritual adventures. He modeled a life of intense prayer. He let them see supernatural answers to their prayers. He gave them assignments—to feed the hungry, care for the sick, comfort the brokenhearted, and preach the good news of the Kingdom of Heaven. He treated them like sons, correcting their mistakes, praising their successes, and marking their progress. And then he told them to go invest in others. He told his disciples to go make more disciples. He told them to build warm and loving and nurturing and spiritually reproducing communities called the local church. And in the process he ignited the greatest spiritual revolution the world has ever seen.

This is the essence of Matthew 28:19-20, commonly known as the Great Commission. Jesus said, "Go therefore and make disciples of all the nations, baptizing them in the name of the Father and the Son and the Holy Spirit, teaching them to observe all that I commanded you; and lo, I am with you always, even to the end of the age."

The problem is that nearly two thousand years later, remarkably few Christians are able to point to a single disciple they have made or are in the process of making. Indeed, many would be hard-pressed even to define what is meant by the phrase "make disciples."

Jesus did not come to make "Christians." The world gave us that nickname (Acts 11:26). Jesus came to make disciples. Therefore, it isn't enough to win men and women to Christ, although obviously that is an essential first step. We must also build people up in Christ. We must also invest in them until they are fully devoted followers of Jesus, able to help others come to Christ and become fully devoted followers as well. This requires training Christian leaders—vocational ministers as well as lay leaders and volunteers—to see themselves as investors. After all, key to Christ's definition of success in ministry is that we produce successors, disciple makers who produce still more disciple makers.

How is it possible, then—for all the emphasis in the church these days on winning souls to Christ and world missions— that so many Christians have missed the centrality of personal, intentional discipleship in God's plan and purpose for his people? How is it that we have more and more seeker churches but so few investor churches, churches committed to helping Christians achieve a healthy balance of evangelism and discipleship in their daily walk with the Lord?

It's not just "baby" Christians—young and inexperienced in the ways of God—who are not being discipled or who are not beginning to learn the importance of discipling others. Far too often it is "mature" believers—those who have known Christ for quite some time and whose lives may be busier than ever with ministry activity—who don't seem to understand the importance of discipleship. Indeed, in our experience, we find that many pastors and church leaders have never been personally discipled and have yet to discover how exciting and transforming and fulfilling it is to be discipling their staffs and teaching them how to disciple laypeople, particularly young people.

Which brings us back to you. How would you answer these two simple questions?

1. Who is investing in you?

2. Whom are you investing in?

Is there someone you can specifically point to who has personally and individually taken you under his wing to teach you the basics of the faith—the assurance of salvation, how to study the Bible for yourself, how to develop a prayer life, the importance of fellowship, how to share your faith, and the centrality of pouring your life and faith into someone younger in the faith than you?

Is there currently someone in your life who is meeting with you regularly—in a group and one-on-one—encouraging you to go deeper in your relationship with God? Is there someone who is helping you discover and develop your spiritual gifts, keeping you accountable, listening to your cares and concerns, teaching you how to let God reign in every area of your life, showing you how to maintain a balance of priorities and to make more time to retreat with God, and praying for your needs and for you to bear fruit that will last?

In short, is someone investing in you for the long haul?

If your answer is no, then this book can help you. In our experience, so many believers—regardless of their age or spiri tual maturity—secretly yearn for someone to reach out to them, care for them, and lead them someplace supernatural, into the very presence and power of our almighty God. We suspect you do too.

If your answer is yes—you have been discipled—that's wonderful. Relatively speaking in this generation, you're one of the blessed few.

Now the question is, whom are you discipling?

Are you systematically and intentionally building personal relationships with younger believers, helping them master the basics of the faith, helping them establish a firm biblical foundation, and building a faith and ministry on that foundation that will survive the tests of time and difficulty?

Having tasted the sweetness of fellowship with Jesus Christ, are you helping others discover who he really is, what he really wants to do in and through their lives, and how to help still others make these amazing discoveries?

If you are currently engaged in the exciting work of making disciples, then our fondest hope is that this book will serve as a useful tool in your life and ministry and that you'll feel comfortable to share these stories, Scriptures, and principles with others.

If you have never discipled someone—or aren't currently doing so—then our prayer is that this book will motivate you to help fulfill the Great Commission, to experience the joy that comes from developing deep, personal friendships that will last a lifetime, and to do the will of the Lord, who said, "If you love Me, you will keep My commandments" (John 14:15).

Seven Ways This Book Can Help You

The Bible is the ultimate blueprint for making disciples and building the local church because it alone is the ultimate authority on the life and ministry of Jesus Christ, our supreme model.

This book does not purport to be the only approach to discipleship. It is, instead, intended to be an encouragement to those studying God's Word to discover the practical secrets of being a disciple and making disciples in the twenty-first century.

Our hope is that this book will help you to

1. discover the centrality of discipleship to God's plan for your life and ministry;

2. define and truly understand biblical terms such as disciple and go therefore and make disciples of all nations;

3. determine how to get started making disciples;

4. consider the importance of discipleship in the context of the local church;

5. learn how to worship and why worship is the spiritual birthright of all disciples;

6. gain some practical assessment tools to help you mark progress; and

7. enjoy personal stories that help these principles come to life in a real way.

Is This Book for you?

Perhaps you're burning to change the world.

Perhaps you yearn to be part of something heroic, exciting, global, and eternal—to experience the very power of God by pleasing the very heart of God.

Perhaps you are trying to discover and develop a life that counts for Christ and a fruitful, satisfying personal ministry to family, friends, and colleagues.

Maybe you're part of a small, struggling congregation. Or maybe you're part of the explosive growth of "seeker churches" in North and South America. Perhaps you're planting new churches in India, Pakistan, and central Asia. Or taking the gospel deep into sub-Saharan Africa. Or leading secret Bible studies of new believers inside Communist China or East Asia. Or pastoring clandestine Middle Eastern house churches in the shadow of Islamic minarets. Or raising up teams of new lay ministry leaders in Russia. Or training new waves of young evangelists to spread out across Europe.

Perhaps you are among the many who are reading this book because you feel discouraged by how little it seems God is doing in and through your life and ministry.


Excerpted from THE INVESTED LIFE by JOEL C. ROSENBERG T.E. KOSHY Copyright © 2012 by Joel C. Rosenberg. Excerpted by permission of Tyndale house Publishers, Inc.. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.

Table of Contents

How to Use This Book xi

Note to the Reader xiii

Chapter 1 Ask Two Simple Questions 1

God the Investor 2

Seven Ways This Book Can Help You 10

Is This Book for You? 11

Testimony John Edith Hayward 17

Chapter 2 Defining Discipleship 21

Discipleship throughout Scripture 25

Three Characteristics of a Disciple 28

A Personal Relationship with Jesus Christ 29

A Relationship with an Older, Wiser Reliever 32

Relationships with Younger Believers 34

Essential Understanding 36

Missing the Trees for the Forest 38

Testimony T E. Koshy 42

Chapter 3 Be Discipled 51

Step 1 Pray 51

Step 2 Seek 52

Pastors, Ministry Leaders, and Missionaries 52

Lay Leaders 57

New Believers 60

What to Look for in a Discipler 62

Step 3 Ask 67

Testimony Gandhi 74

Chapter 4 Follow Jesus' Model 83

Making Disciples Jesus' Way 83

Loving God 84

Communicating the Good News 85

Asking for Disciples 86

The Keys to Discipleship 86

The Importance of Numbers 87

The Importance of Being Personal 88

The Importance of Preaching 90

The Importance of God's Power 92

Testimony Syracuse 95

Chapter 5 Prayerfully Choose 103

Fishing in Your Own Pond 106

Looking for F.A.T. Christians 109

Faithful 110

Available 112

Teachable 115

Testimony MRS. Indira Koshy 121

Chapter 6 Get Started 129

Important Questions 130

How Many People Should I Work With? 130

How Do I Ask Someone If He Would Like to Be Discipled? 131

If He Says Yes, How Do We Get Started? 134

Okay, So I've Invited Him over to My Home. Now What? 136

Testimony: Marriage 155

Chapter 7 Go Deeper 161

The Importance of Fellowship 163

The Importance of Tithing and Giving 166

The Importance of Sexual Purity 167

The Importance of Long-Suffering 170

The Importance of Spiritual Leadership 172

The Importance of Spiritual Gifts 174

Spiritual Gifts in Ephesians 4:7-16 174

Spiritual Gifts in Romans 12:1-8 176

Spiritual Gifts in 1 Corinthians 12 177

Five Key Points about Spiritual Gifts 179

The Importance of the Church 182

The Four Purposes of the Church 182

The Local Church in the Book of Acts 183

Testimony Lynn A. Rosenberg 186

Chapter 8 Worship Together 207

Worshiping in Spirit and Truth 211

The Lord's Table 218

The Posture of Worship 219

The Sacrifice of Praise 223

Our Spiritual Birthright 225

Silence and Solitude 227

Testimony Joel C. Rosenberg 232

Chapter 9 Track your Progress 261

A Discipleship Checklist 261

Give an Account 271

Spiritual Audit: The Great Commandments 271

Spiritual Audit: The Great Commission 273

When Is Your Task Complete? 274

The Cost of Not Making Disciples 275

Additional Recommended Reading 279

About the Authors 281

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The Invested Life: Making Disciples of All Nations One Person at a Time 3.3 out of 5 based on 0 ratings. 6 reviews.
Steven_Ruff More than 1 year ago
Of all the Christian disciplines and practices, personal discipleship, the intentional one-on-one process of growing closer to Jesus Christ, is one that is perhaps the most easily neglected. This can be case for many reasons: too busy, lack of motivation, fear of failure due to a lack of knowledge, too messy, and a myriad of others. That being the case, the pages of the Bible as littered with references to, procedures for, an benefits of personal discipleship. In The Invested Life; Making Disciples of All Nations One Person at a Time, authors Joel Rosenberg and T.E. Koshy have written a thought-provoking look at this subject. They have crafted their book around two foundational questions: “Who is investing in me?” and “Who am I investing in?” Rosenberg and Koshy write, as a premise for their book, “Christianity is not a solo sport. It’s about building strong healthy teams of fully devoted followers of Jesus Christ whom God can use to change the world. It’s about older believers taking younger believers under their wings to love them, help them grow in Christ, and help them reproduce their faith in the lives of other younger believers.” They develop their case intentionally by dealing with such topics as Christ’s model for discipleship, selecting a person to disciple, seeking out a discipler for yourself, and the subjects that should be part of an investing relationship. The Invested Life is grounded in scripture and pulls examples from within of disciple-making relationships and principles. They cite the relationships between Jethro and Moses, Jesus and His disciples, and Paul and Timothy. This is a 270 page how-to, nuts and bolts look at discipleship. The authors give many lists, points, and checklists to get their point across to their readers. For me, this is great. I learn better by those methods. This may be a drawback to other readers. Woven into the scriptural mandate are personal testimonies and study questions to further develop their burden of discipleship. All in all, a good book that worth your time. Disclosure of Material Connection: I received this book free from Tyndale House Publishers as part of their Blogger Review Program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Anonymous More than 1 year ago
I loved the history of people who discipled others in our life time. Practicle steps and guide for those who are seriously seeking Jesus.
kristen4mk More than 1 year ago
If you are a follower of Jesus, then this book is for you. If you are interested in going deeper in your relationship with God and others, then this book is for you. If you want to create major impact for Jesus on the world around you, this book is for you. Joel Rosenberg and Dr. T.E. Koshy help us to understand and identify both the importance of investing in people as well as how to answer the questions, "Who is investing in me?" and, "Who am I investing in?"  The writers wisely chose to intersperse the Bible basis and instruction along with personal stories, and it truly helps to wrap your head around the depth of this subject.  It was great to hear firsthand experience from both of their wives (and others) as well. Well written and engaging, I highly recommend this book.
J4Life5 More than 1 year ago
This book encourages Christians to answer two simple questions. Who is investing in me and who am I investing in? It goes beyond sharing the gospel with others to actually making disciples of them, teaching them step by step, day by day, what it means to live a Christian life. This is a very interesting book, based in biblical truths. I like the way it is simple to follow and understand. Each chapter begins with a topic related to making disciples and ends with a testimony of discipling in action. I also like the way Rosenberg and Toshy encourage readers to take baby steps, not to rush out tomorrow and start asking people to disciple them or become their disciple, but to carefully and prayerfully proceed. It is easy to get excited about an idea put forth in a book and rush into something, but the authors encourage readers to read the book through, then go back through the steps. It makes a lot of sense. I've finished my first reading of the book and will now go back through it again. I know this is a book I will read over again and again. I recommend this book for all Christians or others wondering what Christianity or discipleship is all about.
Nicnac63 More than 1 year ago
If you are searching for a book to help strengthen your Christian walk, then this book may be for you. The book’s premise mainly revolves around these two questions:  1. Who is investing in me? 2. Who am I investing in? Gives you something to think about, doesn’t it? Each chapter guides you in finding someone to mentor you as well as how to be a better disciple—something we are commanded to do in the Bible. The practical principals resonate to the heart, and the testimonies and questions in each section are especially helpful in finding the ‘soft’ spots within us that need the most work. Overall, this is a practical and helpful tool (how-to guide) to discipleship.
Virginia76 More than 1 year ago
The Bible says to "go and make disciples" but some people struggle with this. This book asks "Who is investing in me?" and "Whom am I investing in?", then explains how discipleship works and how to get involved in it. I thought the topic was interesting but the book was rather dry. I did enjoy the testimonies at the ends of the chapters.