The Vanguard Guide to Planning for Retirement: Building Your Retirement Assets

The Vanguard Guide to Planning for Retirement: Building Your Retirement Assets

by Vanguard Group

Paperback

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Overview

Written by the world's largest no-load mututal fund company,The Vanguard Guide to Planning for Retirement shows individual investors how to avoid the pitfalls of waiting too late or relying on Social Security,by: saving,saving,saving: the key to a satisfying retirement; choosing the right investment vehicles for their needs; allocating their investments and savings for specific goals. Completely updated,this edition provides individuals with all the information they need to build a sound and secure retirement plan.

Product Details

ISBN-13: 9780070668911
Publisher: McGraw-Hill Companies, The
Publication date: 12/01/1997
Pages: 233
Product dimensions: 8.03(w) x 9.95(h) x 0.45(d)

Table of Contents

PART I Save More for Retirement--Today 3(40)
CHAPTER 1 The Challenge of Saving for Retirement
3(12)
Storm Clouds Ahead for Social Security
4(2)
The Decline of the Traditional Pension Plan
6(2)
The Importance of Personal Savings
8(3)
Final Thoughts
11(4)
CHAPTER 2 A Model for Retirement Saving
15(12)
Learning to Save
15(10)
Final Thoughts
25(2)
CHAPTER 3 Establishing a Retirement Savings Goal
27(16)
Matching Retirement Needs and Savings
28(2)
A Case Study
30(2)
The Retirement Worksheet
32(7)
Interpreting the Results
39(1)
Final Thoughts
40(3)
PART II Make Your Retirement Investments Work for You 43(92)
CHAPTER 4 Understanding the Basics of Investing
43(20)
The Three Primary Financial Asset Classes
44(2)
An Overview of Risk and Return
46(9)
Moving Beyond "The Big Three"
55(6)
Final Thoughts
61(2)
CHAPTER 5 Investing through Mutual Funds
63(16)
What Is a Mutual Fund?
64(4)
Types of Mutual Funds
68(10)
Final Thoughts
78(1)
CHAPTER 6 Personalizing Your Investment Program
79(28)
The Asset Allocation Decision
80(2)
Asset Allocation Recommendations
82(7)
Considering Management Styles
89(6)
Some Implementation Issues
95(4)
Final Thoughts
99(2)
Four Case Studies
101(6)
CHAPTER 7 Selecting Mutual Funds
107(28)
Gathering Mutual Fund Information
107(6)
Understanding Investment Performance
113(9)
Mutual Fund Costs
122(3)
Mutual Funds and Taxes
125(3)
Selecting a Financial Adviser
128(2)
Final Thoughts
130(5)
PART III Build a Complete Retirement Program 135(70)
CHAPTER 8 Getting the Most from Retirement Savings Plans
135(26)
Traditional Employer-Sponsored Retirement Plans
135(6)
Maximizing Retirement Plan Benefits
141(6)
Retirement Plans for Sole Proprietors and Business Owners
147(6)
The Individual Retirement Account
153(6)
Final Thoughts
159(2)
CHAPTER 9 An Overview of Social Security and Medicare Benefits
161(12)
Social Security Pension Benefits
162(5)
Medicare Benefits
167(4)
Long-Term Care Insurance
171(1)
Final Thoughts
172(1)
CHAPTER 10 Facing Your Retirement
173(22)
The Annuity Payout Option
174(2)
The Lump-Sum Payout Option
176(2)
Tax Implications for the Retirement Investor
178(6)
Required Minimum Distributions
184(2)
Planning Your Retirement Withdrawals
186(6)
Final Thoughts
192(3)
CHAPTER 11 Retirement Strategies for the Later Years
195(10)
Savings Strategies
196(2)
Taking Advantage of Your Home Equity
198(3)
A Few Words about Estate Planning
201(2)
Final Thoughts
203(2)
Epilogue 205(4)
Glossary of Terms 209(8)
Appendix 217(6)
Index 223

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