Product Details

ISBN-13: 9781400317493
Publisher: Nelson, Thomas, Inc.
Publication date: 11/08/2011
Pages: 32
Product dimensions: 6.20(w) x 9.10(h) x 0.40(d)
Age Range: 4 - 8 Years

About the Author

Tony Townsley serves as CEO of Hokanson Companies, Inc., a privately held, full-service real estate management and development firm. The book is based on the system Tony and his wife Susan use with their children, Jake 17 and Emma 15.

Mark St. Germain is an award-winning playwright of numerous successful plays and musicals. In addition, he was also a writer and creative consultant for The Cosby Show.

Read an Excerpt

Three Cups

By Tony Townsley Mark St. Germain

Thomas Nelson

Copyright © 2011 Three Cups, LLC.
All right reserved.

ISBN: 978-1-4003-1857-5

Chapter One

On my fifth birthday, my parents gave me a wonderful present.

They promised it would take me on many adventures.

"These three cups are from our cupboard," I said. "Is this my present?"

"There's more," my mother explained. "Look inside the envelope."

"We think it's time you started getting a weekly allowance," my father told me. "And every year it will grow bigger, just like you will."

"Every week we will help you divide your allowance among the three cups," Mother said. "One cup is for savings, one cup is for spending, and one cup is for giving."

After we discussed how to divide the money and put it in the cups, we put them in my room.

"But what about the adventures?" I asked.

"They'll come," my father promised.

Every Saturday, week after week, I got excited when it was time to put my allowance into the three cups.

Every Sunday, Monday, Tuesday, Wednesday, Thursday, and Friday ... I forgot about the money.

One day my mother said, "It looks like your cups are filling up. Let's see how much you have."

She helped me count. I was surprised at how much was there, especially in my Savings Cup.

"I have an idea," Mother said. "Let's take a trip to the bank."

"You're rich!" said my sister.

"I think I want to keep saving my allowance in the cups," I told my mother.

"You can do that," she said. "But let's ask Mr. Duncan how the bank can help you save even more."


Excerpted from Three Cups by Tony Townsley Mark St. Germain Copyright © 2011 by Three Cups, LLC.. Excerpted by permission of Thomas Nelson. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.

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Three Cups 4.1 out of 5 based on 0 ratings. 12 reviews.
ReadWorm More than 1 year ago
Three Cups – Tony Townsley & Mark St. Germain What a special, special book. Perfect for starting your children down the road to Financial Management – this story details how a little boy got three cups for his birthday and was taught to allocate his weekly allowance into a savings cup, giving cup and spending cup. Week by week he allocates his money appropriately and then his lessons begin: - Lesson 1 (saving) - he gets taught to save his money and goes to visit the bank with his mother. - Lesson 2 (spending) – deciding what he can do with his money and spending it at a store - Lesson 3 (giving) – deciding on a need to fulfill in his community and visiting the grocery store to carry this out. As some of my children are of the same sort of age group – I think this is the perfect way to start teaching them about money management in a way that is exciting for them and builds life long tools for them to use and (as the book finishes) to teach their own children one day. Simply excellent! The illustrations were well done – especially loved the illustration when the boy opened his Birthday present and realized that there were three cups in the box that came out of the his kitchen cupboard. The artist captured the moment perfectly – lovely. A handy parents guide to getting your children started with their own three cups is included in the back of the book. Highly recommend this one for children. Disclosure of Material Connection: I received this book free from the publisher through the BookSneeze®.com book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255 : “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Aik More than 1 year ago
Three Cups is a great book for kids. It teaches them how to manage their money wisely with a simple concept. The three cups in this book are the saving cup, the spending cup and the giving cup. The money in the saving cup will be kept in the bank once the cup is full. The money in the spending cup is used to buy something that the kids want. Kids will learn to spend money wisely, and differentiate between what they want and what they need. The money in the giving cup serves a noble purpose: to help people who are in need. The money will be put to good use, and kids will understand that it is important to contribute to the society, because there are always people out there who really need a helping hand. Three Cups teaches kids to be disciplined, responsible and charitable - it also helps children to understand that having a lot of money is not the main point, but rather how to manage and spend it. With eye-catching illustrations, an easy-to-follow narrative and a simple yet profound introduction to a better way of life, Three Cups will certainly make a lasting impression on your kids' lives.
middletree More than 1 year ago
As a member of Thomas Nelson Publishing's Booksneeze program, I get the occasional free book for review purposes. My latest one is a kid's book: Three Cups, by Tony Townsley, Mark St. Germain, and April Willy. Three Cups tells a story of a child who is given a way to place money that is given to him: one cup each for giving, saving, and spending. I got the book for my own kids, and sadly, it was a couple of years too late. The book is written at a level of a boy or girl who's around age 4 or 5. It's probably the type of book which is best read to a kid. That said, it's a great little book, and the story is interesting enough that the kid who hears or reads it doesn't realize he's being preached to or being taught. Yet, they are being taught an important lesson: it's good to know how to manage your money, and it's good to spend some, to save some, and of course, to give some. I like this book a lot. Just wish I would have gotten it a few years ago.
alaskamonkeys More than 1 year ago
Three cups is a great book that teaches kids how to manage money in an enjoyable way. In this book a boy receives three cups and is told that one is for Saving , one for spending and one for giving with these cups he was also given an allowance. This book is a great way of showing kids to be thankful for what they have and showing that it is better to earn what you have and not just expect it. Its also teaches kids to share with the less fortunate . I highly recommend this book to anyone who is wanting to teach there child how to be smart with money from a young age this lesson will follow them into adulthood and pass to their children.
Anonymous More than 1 year ago
Anonymous More than 1 year ago
Guest More than 1 year ago
Adorable illustrations and valuable lessons fill this book. It teaches children from a young age the simple tools needed to save money. And on top of that it also encourages the importance of giving as well. I think that even adults would do well to be reminded about how easy it is to save and that most of us...if we think about it¿also have the capacity on some level to give as well.
Anonymous More than 1 year ago
lauraofharvestlanecottage More than 1 year ago
Give, save, spend. Three things that we as adults need to do. Three things that we as adults need to teach the children in our lives. This is a beautifully illustrated book that teaches children how to use the money that they receive in a responsible way. A young boy receives a gift of three cups from his father and mother. They are labeled give, save, and spend. The father promises adventure and an allowance. The story of how the boy grows and uses the cups follows. The adventure comes in those things which his discipline allows him to do with the money. My children are aged 10, 12, and 14. Father read this book aloud to the family. The older children thought it was a nice book. My youngest thought it was wonderful. She wants cups of her own. The child in the story was five years old when he received his cups. I think that five to ten year olds would enjoy this book. It is, however, certainly applicable to older children as well. I really enjoyed this book. I will read it aloud again to my children, perhaps many times to my youngest. I think you and your young children will enjoy it as well. *I received this book in exchange for an honest review.
lovetoteachLB More than 1 year ago
As soon as we receive a book in the mail our girls want to immediately sit down and read it. And this was no exception. Three Cups is about a five-year-old boy who is given three cups from the family cupboard for his birthday. He then learns how to divide his allowance between three cups; saving, spending, and giving. My personal take is that the story is short, sweet, and to the point. As a Mom I really did expect the storyline to have a little more to it as I thought it ended rather abruptly. I also thought the pictures in the book appeared rather dull and should have been brightened up somehow. At any rate, at the end of the book my 3 daughters did want to each have 3 cups of their own. So the book did achieve it's point. I received a complementary copy of Three Cups through the Thomas Nelson Publishing Booksneeze program in exchange for a review. All opinions are my own.
Anonymous More than 1 year ago
I received a copy of THREE CUPS by Tony Townsley and Mark St. Germain, from Thomas Nelson via BookSneeze. It is a children's book, intended to teach young people how to manage their money. On a special occasion, such as a child's fifth birthday, they are given three cups from the kitchen cabinet. The first cup is labeled "give," the second is labeled "save," and the third is labeled "spend." Whenever the child earns money, such as from allowance or a job, they divide the money between each cup. When the "saving" cup becomes full, the child learns how to put money into the bank. At the end of the story, the main character's savings are spent on college. The money from the "giving" cup is donated to organizations and the church. This teaches children how to help others and feel good about themselves. The "spending" cup allows the child to use their money for things they want. The book encourages parents and guardians to make a list of possible items the child may want. The three cups method works much better than a piggy bank, for example, where all the money goes into one place. It is a good visual to show children how to manage their money. I have my degree in elementary education, and recognize this as a great book for classrooms. I will keep it for my own, and also share it with my future children someday. The book makes a valuable gift. It could even be presented with three cups.
bookreviewer1977 More than 1 year ago
Both my husband and I grew up in families that taught us the importance of managing our money well. And for both of us, that translated into good spending/saving habits as adults as well. Now that our kids are getting older, we've been talking about how to pass responsible money habits to them. So I was happy to get a chance to review Three Cups, a book about teaching kids basic money management skills. This is a really sweet little book with a good message and beautiful illustrations. The book suggests a good spending/saving/giving system using cups, so that kids can visibly see where their money is going. It also suggests getting kids involved with opening bank accounts- it's important for them to understand the whole process. We enjoyed reading Three Cups, and we will definitely be implementing a saving/spending/giving system based on the ideas in the book. Disclosure: I received a copy of this book to review for myself. I was not compensated in any other way and all opinions posted here are mine and mine alone.