In Zen and The Art of Insurance and Mortgages you will learn about the three basic types of insurance, the basics of an insurance policy, and who the key players are. There are three parties that have to be taken into consideration in a life insurance policy and they are the insurer, the insured, and the policy holder. You will also learn what is considered in a life insurance application and what type of life insurance is the best value for your money. You will understand how to determine your coverage needs. Searching out the best mortgage broker can be a daunting task, one big reason is because there are very few who will tell you the truth and give you all the details about every type of home loan. You will learn about mortgage brokers and the underwriting of mortgages. You will understand how your credit influences the mortgage decision process. You will want to know what to look for in a good mortgage broker. What people don't realize is that if you have a very helpful friendly broker it can really make a big difference in your entire attitude about getting a loan. When you have a good mortgage broker, you will usually have a usually stress-free loan process and they will be able to explain it all to you simply and easily. You will learn about interest only mortgages, reverse mortgages, and the come on of super low rates. You will understand mortgage loan fraud and how to avoid it as well as predatory lending. This book will also touch on real estate investing and how to sell your home without an agent.
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About the Author
Johnny is a family man and retired business professional. His resume includes many years of active service with the United States Air Force during and after the Viet Nam War and with the United States Navy Reserve during college. He has also been a business manager, professional sales representative, account executive, insurance agent, and mortgage broker.