Table of Contents
Foreword ix
Prologue xiii
Introduction: America’s Upgraded Business Plan 1
Dreams, Decisions, and Destinies 9
Section I What’s the Issue and Why Should We Care? 27
Chapter 1 Credit Is a Tool, Not a Toy 29
Chapter 2 The Civil Rights Issue of Our Generation 35
Section II How Did We Get Here? Aka Stories of Broken Capitalism 47
Chapter 3 Broken Capitalism and the Black and Brown People of America 49
Chapter 4 How Poor Whites Got Left Behind 67
Chapter 5 Losing Focus on the Goal: Financial Freedom 73
Chapter 6 The American Dream Deferred 79
Section III Empowerment Through Education 93
Chapter 7 Breaking the Chains: From Fast Money to Lasting Legacy 95
Chapter 8 Educating Our Kids 99
Chapter 9 Educating Our Communities 111
Chapter 10 Educating Our Entrepreneurs 121
Chapter 11 Educating Our Workforce 133
Chapter 12 Elevating Credit Scores and Empowering Dreams 143
Section IV It’s a Movement, Not a Moment 151
Chapter 13 Empowerment Through Education 153
Chapter 14 Join the Movement 161
Conclusion: A Ladder for All 165
Epilogue 171
Financial Literacy Resources 177
The Financial Literacy for All Initiative 183
Acknowledgments 189
About The Author 195
Index 199