If I'm So Smart... Where Did All My Money Go?: Balancing Your Financial Objectives for Lasting Wealth

by Doug Warshauer

Overview

How do you protect yourself from economic turmoil and achieve a balanced financial life? The last few years have economically devastated most Americans. Multiple financial demands can overwhelm most families. Conventional advice does not teach people how to balance conflicting demands from living expenses, credit cards bills, mortgages, college funds, and retirement investments. The result: record levels of personal debt and home foreclosures. People desperately need actionable financial advice. If I’m So Smart, Where Did All My Money Go? is an engaging look at ten diverse characters who each face different financial challenges. Readers learn from each of these characters how to apply the book’s advice to their individual circumstances and balance their financial objectives to achieve lasting wealth.

Product Details

ISBN-13:	9780984493746
Publisher:	CFMB Books
Publication date:	08/02/2010
Pages:	284
Product dimensions:	6.20(w) x 9.00(h) x 1.10(d)
Age Range:	18 Years

About the Author

Doug Warshauer is the founder of Kessler Warshauer Ventures, a highly successful private equity investment firm. His original research modeling Americans’ financial lives underlies the advice in this book. He holds an MBA from the Kellogg School of Management, an MA in cinema studies from New York University, and a BA from the University of California, Berkeley.

Table of Contents

Acknowledgements ix

Introduction xi

Prologue xix

Big Step 1 Control Spending and Debt 1

Big Step 2 Save for Short-Term Goals 37

Big Step 3 Invest Wisely 77

Big Step 4 Save for College 135

Big Step 5 Save for Retirement 195

The 18 Little Steps 274

Appendices 276

What People are Saying About This

Barry Moltz

It has the perfect balance of sophisticated information written in a easy to understand way that even I can understand! (Barry Moltz, author, "Bounce: Failure, Resiliency, and Confidence to Achieve Your Next Great Success")

John Bougearel

Warshauer's new book offers a fresh approach for folks wandering their way through today's financial jungles. Doug takes a pragmatic and evidence-based approach to financial planning aimed squarely at reducing personal anxieties and quickly building confidence in our financial futures. Doug shows us an effective and simple to follow 18-step map designed to help us pay off our debts, begin saving, avoid risks in the financial markets, and plan for our sunset years. Easy-to-relate to anecdotal stories sprinkled liberally throughout make learning Warshauer's 18 step financial guideline a snap to remember. Best of all, "If I'm So Smart, Where Did All My Money Go?" is results-oriented, designed to quickly instill the self-confidence you need to put you on the path towards maximizing your financial goals today. (John Bougearel, author of "Riding the Storm Out, What Should Investors Do Now?")

Dennis Blitz

A must read for anyone worried about their financial future! (Dennis Blitz, author, Save Smart, Earn More, and President, The IRA Club)

Craig Karmin

Warshauer has created something entirely new — the personal finance novel. It should be devoured by readers of any income level looking to save for the future, as well as anyone trying to get back on track after running up too much debt. (Craig Karmin, author, Biography of the Dollar)

Ken Stern

Life is made richer through planning - period! Doug's book provides excellent tools and strategies for helping build this plan. The fact it is written in story form keeps the pages alive and the reader interested. (Ken Stern, author of "Pounce: How to Seize Profit in Today's Chaotic Markets)