I'm Judging You: The Do-Better Manual

I'm Judging You: The Do-Better Manual

by Luvvie Ajayi
I'm Judging You: The Do-Better Manual

I'm Judging You: The Do-Better Manual

by Luvvie Ajayi

Paperback

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Overview

Chapter 1

What Kind of (Financial) Personality Do You and Your Children Have?

All through history and saturating our literature are references to the greed and generosity of human beings. The name Scrooge has become synonymous with "tightwad"; Carnegie has come to represent cultural generosity. Who knows or remembers what Mr. Rockefeller did except give lots and lots of money to charity. Archie Bunker, on the other hand, was known to shut the blinds and turn out all the lights on Halloween to avoid giving out free candy to children.

The truth is that money affects us. No matter how much we have or don't have, it affects our mood, our marriage, our goals, our dreams, and our personalities.

In America, our great land of opportunity, the 1980s proved to be the decade of the spender. The indication thus far is that the 1990s will be governed by the savers. (We'll see who's left standing at the turn of the century, won't we?)

You are one of these, and the saving or spending part of your personality influences your child. Do you know if you are a spender or a saver? The following is a fourteen-question quiz to determine which financial personality type you are:

THE ADULT FINANCIAL PERSONALITY TYPE QUIZ

1. Do you find yourself thinking about money often?

Yes __ No __

2. Do you love watching your bank account grow?

Yes __ No __

3. If you inherited a great deal of money today, would you save the bulk of it?

Yes __ No __

4. Do you use your credit cards to the limit?

Yes __ No __

5. Are you perpetually in debt at the end of each month?

Yes __ No __

6. Do you feel it's important to buy the "right" things?

Yes __ No __

7. Do you feel inferior to your friends financially?

Yes __ No __

8. Does money give you a feeling of power?

Yes __ No __

9. Are you afraid you'll run out of money and be left poor in your old age?

Yes __ No __

10. Do you have a hard time making decisions about spending money, even if it's a small purchase?

Yes __ No __

11. When your spouse says it's time to buy something, are the first words out of your mouth "We can't afford it"?

Yes __ No __

12. If someone asked you, "How much money do you have in your purse or wallet?" would you know exactly?

Yes __ No __

13. Do you use shopping as a reward for yourself?

Yes __ No __

14. If it was a bad day, do you often buy yourself something to feel better?

Yes __ No __

How to Score: Yes answers to questions 1, 2, 3, 8, 9, 10, 11, and 12 indicate you are a saver. A yes answer to questions 4, 5, 6, 7, 13, and 14 show you have strong spending characteristics. In which area did you have the most yes answers?

Saver

1. __

2. __

3. __

8. __

9. __

10. __

11. __

12. __

Total

yes __

Spender

4. __

5. __

6. __

7. __

13. __

14. __

Total

yes __

Now, what does the quiz show? Are you a saver or a spender? I'll bet that you already know which financial personality type your child or children are. Just to make sure, though, take one more short quiz and see:

THE CHILD'S FINANCIAL PERSONALITY TYPE QUIZ

1. If you give your child money, does he or she save it?

Yes __ No __

2. Does your child lose or misplace money often?

Yes __ No __

3. Do you often hear the words "I want, I want" when you go shopping with your youngster?

Yes __ No __

4. If you ask your young one, "Why do you want this?" does he or she often say, "Because Johnny has one" or "I saw it on TV"?

Yes __ No __

5. Is your child reluctant to spend any of his or her own money?

Yes __ No __

6. Does your child get exceptional pleasure in seeing a bank account grow?

Yes __ No __

7. If your child sees a penny on the ground, will he go out of his way to pick it up?

Yes __ No __

8. Does your child decide to save for a special toy, and then later choose not to buy the toy?

Yes __ No __

9. If you say no to the suggestion of stopping for ice cream or pizza, does your child ask, "Can we if I pay for it?"

Yes __ No __

10. When you travel, does your youngster want to bring presents back to all her friends?

Yes __ No __

How to Score: Yes answers to questions 1, 5, 6, 7, and 8 indicate you have a saver on your hands. A yes answer to questions 2, 3, 4, 9, and 10 show you have a full-fledged spender in the family. Which of the two personality types is your child?

Saver

1. __

5. __

6. __

7. __

8. __

Total

yes __

Spender

2. __

3. __

4. __

9. __

10. __

Total

yes __

Okay. Now you know which way your child leans when it comes to money, and what kind of an influence you will be on him. Stay calm. Even if one of you scored very high in one category or the other, indicating either a Silas Mamer pinchpenny or a free-for-all spender, there are adjustments that can greatly temper these predispositions toward the extreme.

The ideal financial personality, of course, is fight in the middle: a careful spender and a disciplined saver. This is what we will be working on in this book.

The way we will do this is not by using whips and chains to change the youngster's behavior (at least not right away). Instead, I will show you how to help your offspring set specific short-range and long-range goals for their money. The excitement of pursuing these goals and then the satisfaction of attaining them will begin to instill in your child the true joy of money.

Copyright © 1994 by Children's Financial Network Inc.


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Product Details

ISBN-13: 9781627796064
Publisher: Holt, Henry & Company, Inc.
Publication date: 09/13/2016
Pages: 256
Sales rank: 132,136
Product dimensions: 5.40(w) x 8.25(h) x 1.00(d)

About the Author

Luvvie Ajayi is an award-winning writer, pop culture critic, and professional troublemaker who thrives at the intersection of comedy, technology and activism. She is the person who often says what you're thinking but dared not to because you have a filter and a job to protect. She is also a digital strategist, noted speaker and Executive Director of The Red Pump Project, a national HIV/AIDS organization.

Read an Excerpt

Neale S. Godfrey writes a weekly Associated Press column and is the author of fourteen books that address money in the context of life skills and values. She has made numerous appearances on such television shows as The Oprah Winfrey Show, Good Morning America, and Today, and she is the founder of Children's Financial Network, Inc.

Table of Contents

Introduction New Rules for a New World 1

Part I Life

1 Gosh, You're the Worst 7

2 Why Must You Suck at Friendship? 16

3 When Baehood Goes Bad 27

4 Under the Knife 38

5 Weight a Minute 49

6 Don't Be Pigpen 59

Part II Culture

7 Racism Is for Assholes 69

8 The Privilege Principle 82

9 Zamunda Is Not a Country. Neither Is Africa 92

10 Rape Culture Is Real and It Sucks 106

11 Nobody Wins at the Feminism Olympics 118

12 Homophobia Is Geigh 130

13 #FixltJesus#BindltBuddha#AmendltAllah 139

Part III Social Media

14 #Hashtag#l#Hate#Your#Hashtag#Abuse 155

15 Your Facebook Is My Favorite Soap Opera 161

16 For Shame: Get Some eBehavior 172

17 Dumbed-Down News 178

18 How to Succeed at Business Failure 187

19 Real Gs Move in Silence 195

Part IV Fame

20 About Microwave Fame 205

21 So You're Kind of a Big Deal on the Internet 211

22 On Sex Tapes 216

23 The Unreal World 221

Epilogue Do Something That Matters 229

Acknowledgments 239

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