The thrill of winning a bet—that he'd be the last of his set to wed—hasn't eased the earl's pain of losing his friends to marriage. Still, he'd be willing to settle down if he could meet someone worthy of his love—and desire. But he has met no such woman, until Kathleen is brought to him. Suspicious of her motives, he's determined to resist her seductive ways. But sometimes even the most proper gentleman finds it expedient to act improperly . . .