The Emerald Handbook of Fintech: Reshaping Finance

by H. Kent Baker (Editor), Greg Filbeck (Editor), Keith Black (Editor)

Overview

The rapidly growing fintech market reflects new technology that seeks to improve and automate the delivery and use of financial services. Regulation changes have provided new opportunities in crowdfunding and peer-to-peer (P2P) lending. At the same time, technological advances have made artificial intelligence (AI) and machine learning (ML) accessible to practitioners without a programming background. New markets in cryptocurrencies and digital assets promise to make finance more global with lower transaction costs and faster transaction processing times. Additionally, robo-advisors and online trading make financial markets more accessible to investors, even those younger or just making their first investments.

The Emerald Handbook of Fintech offers a detailed, user-friendly examination of the technologies and products reshaping the financial technology industry from leading global scholars and practitioners. Innovative companies can review the state of the industry in a way that may allow them to envision their role or niche in this fast-growing, ever-evolving industry. Most importantly, incumbent firms can view the rate of change and plan for how they can keep pace with these innovations to profit from change.

Given the interplay among rapidly evolving regulations, technologies, and products, academics, practitioners, and students should view fintech's risks and potential opportunities from this holistic perspective.

Product Details

ISBN-13:	9781837536092
Publisher:	Emerald Publishing Limited
Publication date:	10/04/2024
Pages:	528
Product dimensions:	5.98(w) x 9.02(h) x 1.30(d)

About the Author

H. Kent Baker is a UniversityProfessor of Finance at the Kogod School of Business, American University. He is an award-winning author and editor who has published 45 books and more than 215 academic articles.

Greg Filbeck holds the Samuel P. Black III Professor of Finance and Risk Management at Penn State Behrend. He also serves as Interim Vice Chancellor and Associate Dean of Academic Affairs. He has published 17 books and over 110 academic articles.

Keith Black is the Managing Director of Education for RIA Channel, and an adjunct faculty member at the University of Massachusetts, Amherst. He is an award-winning author and course designer specializing in making complex topics accessible to audiences of varying sophistication.

Table of Contents

Section 1. Introducing Fintech
Chapter 1. Fintech: An Overview; H. Kent Baker, Greg Filbeck, and Keith Black
Chapter 2. The Fintech Landscape: A Bibliometric Analysis; Debidutta Pattnaik
Chapter 3. Use Cases in Fintech; Fan Liu and Angela C. Lyons
Chapter 4. Regtech Frontiers: Innovations, Trends, and Insights Redefining Compliance; Dimitrios Salampasis and Georgios Samakovitis
Section 2. Reinventing the Banking and Payments Industry
Chapter 5. Fintech’s Impact on the Banking Industry and Financial Services; Efthymios Rizopoulos and Markos T. Zachariadis
Chapter 6. Mobile Payments and Digital Banking Services; Ardi de Ridder and David A. Burnie
Section 3. Raising Funds with Fintech: Digital Lending
Chapter 7. Marketplace Lending Platforms for Borrowers and Investors; Manuel Stagars and Ioannis Akkizidis
Chapter 8. Risk Management in Fintech; Ayan Tyagi
Chapter 9. Capital Formation and Crowdfunding; Keith Black 
Section 4. Transforming Personal Finance with Fintech: Digital Wealth ManagementC
Chapter 10. Demystifying Robo-Advisors: Benefits and Limitations; Peter Scholz 
Chapter 11. Online Trading: Part I; Sebastian Vogel 
Chapter 12. Online Trading: Part II; Abdiel Martinez, Kerem Proulx, and Andrew C. Spieler 
Chapter 13. Personal Finance Applications of Fintech; Sumit Agarwal and Tan Chek Ann
Section 5. Emerging Innovations: Blockchain and Cryptocurrencies
Chapter 14. Blockchain in Fintech: A Catalyst for Disrupting the Financial World; Halil Kiymaz and Carlos Humberto Munoz Valdez 
Chapter 15. Cryptoassets and Fintech; Hugo Benedetti and Sean Stein Smith 
Section 6. Harnessing Data with Artificial Intelligence and Machine Learning
Chapter 16. Big Data’s Role in Fintech; John W. Bagby 
Chapter 17. How Alternative Data are Changing Finance; Douglas J. Cumming and Zachary Glatzer
Chapter 18. Artificial Intelligence and Machine Learning in Finance: Key Concepts, Applications, and Regulatory Considerations; Alessio Azzutti
Section 7. Understanding Other Applications of Fintech
Chapter 19. InsurTech: Disrupting the Insurance Industry; Iván Sosa Gómez
Chapter 20. Revolutionizing the Real Estate Industry with Fintech; Jeffrey M. Clark
Chapter 21. Fintech in Capital Markets; Christian Rauch 
Section 8. Shaping the Future of Fintech: What Lies Ahead?
Chapter 22. Technologies and Emerging Trends Shaping Fintech; Omer Unsal and Bora Ozkan 
Chapter 23. The Future of Fintech: Challenges and Opportunities; Dianna Preece