Top 10 Secrets for Creating and Sticking to a Budget Successfully

by Diane Bailey

Overview

Navigating the financial world in the modern economy can be tough for teens. Studies show that teens often don't understand the basics of creating and maintaining a budget. This volume shares some creative and smart tips to help anyone interested in developing a budget to do just that. The short, to-the-point format makes for a quick, informative read. Quick tips and financial facts are included for fast reference to invaluable information.

Product Details

ISBN-13:	9781448893607
Publisher:	Rosen Publishing Group, Incorporated, The
Publication date:	07/30/2013
Series:	Student's Guide to Financial Empowerment Series
Pages:	64
Product dimensions:	6.50(w) x 9.20(h) x 0.40(d)
Age Range:	12 - 17 Years

Table of Contents

Introduction 5

Secret #1 Understand the Purpose of a Budget 7

Secret #2 Set Goals 12

Secret #3 Take Stock of Your Spending 18

Secret #4 Pay Yourself First 22

Secret #5 Put It in Writing 26

Secret #6 Get Organized 30

Secret #7 Work the System 34

Secret #8 Think Thrifty 40

Secret #9 Paper or Plastic? 45

Secret #10 Revisit and Revise 49

Glossary 53

For More Information 55

For Further Reading 58

Bibliography 60

Index 62

Editorial Reviews

11/01/2013
Gr 7–10—This series is aimed at helping teens learn how to manage their money. Unfortunately, the texts are not engaging and are, at times, repetitive across the six books. The staged photos add little to the information. Each book has an introduction, followed by 10 chapters, one for each of the "Top 10 Secrets" being discussed. The advice can be condescending and the points are obvious for the intended age group. For example, every volume has a page of questions to ask an expert or mentor. In Spending, one of the questions is "Can fewer expenses and more income help me reach my money goals?" The titles contain lists of places readers can go to for more information (complete with address, website, and brief descriptions), additional reading, and an extensive bibliography. Despite flaws, these books provide basic information.

School Library Journal