You Are Worthy: Change Your Money Mindset, Build Your Wealth, and Fund Your Future

by Kelley Holland

Overview

From a former business editor at The New York Times, “a cleareyed and narrative-driven approach to rethinking one’s financial story.” (Kirkus Reviews)

“What makes You Are Worthy such a superpower of a tool is that Kelley helps you uncover, acknowledge—and, where necessary, heal—your money story and money relationship.”
—Manisha Thakor, CFA, CFP, founder of MoneyZen and author of On My Own Two Feet and Get Financially Naked

Many women live in silence, holding fear and shame about their finances. Many know they could feel better financially but are unsure how to even begin to change. In You Are Worthy, Kelley Holland, a former New York Times business editor and award-winning financial journalist, goes to the heart of women’s money challenges—shining a light on problem areas, providing solutions, and instilling the confidence and skills you need to take charge of your money and achieve financial well-being.

In this accessible, easy-to-follow resource, Holland leverages her professional experience and more than 100 interviews with women around the country, taking you step by step through the process of transforming your relationship to money. You will shed outdated beliefs about your abilities; you will be inspired to put your money to work; and you will come away with skills and knowledge to create an integrated financial plan to help you achieve your goals.

Affirming and empowering, You Are Worthy will leave you feeling as if you’ve just had a thorough, reassuring money conversation with a trusted guide. After reading this book, you will feel less alone in your money challenges. You will build vital financial skills and knowledge. And you will come away with greater confidence, clarity, and hope—not just about money but about your whole life.

Product Details

ISBN-13:	9781647422394
Publisher:	She Writes Press
Publication date:	09/20/2022
Pages:	200
Sales rank:	393,884
Product dimensions:	5.50(w) x 8.50(h) x (d)

About the Author

Kelley Holland is the founder and CEO of Own Your Destiny, which provides financial coaching and empowerment programs to help women gain the confidence and knowledge they need to achieve well-being and live life on their terms. She blends her knowledge of finance with communications expertise developed over two decades as an award-winning business and personal finance journalist with The New York Times, BusinessWeek, and CNBC. One of her BusinessWeek cover stories, “The Bankers Trust Tapes,” helped that publication win a National Magazine Award. Kelley has appeared on CNBC, PBS’s Frontline, and dozens of radio shows to speak about banking, investing, and personal finance. She graduated from Amherst College and holds a graduate business degree from the Yale School of Management. She is a Chartered Financial Analyst. Kelley lives in Montclair, NJ.

Table of Contents

Introduction ix

Chapter 1 What's Your Story? 1

Chapter 2 Rewrite Your Money Story 15

Chapter 3 Rewrite Your Money Relationships 29

Chapter 4 Uncover Your "Why" 41

Chapter 5 Take a Snapshot 53

Chapter 6 Create a Statement of Intent 69

Chapter 7 Finance Your Future 85

Chapter 8 Fund Your Life 101

Chapter 9 Knit Together Your Plan 115

Epilogue: Continue the Conversation 129

Appendix: Investing Jargon, Translated 139

Worksheets 152

Notes 169

Acknowledgments 175

About the Author 177

Editorial Reviews

Throughout, Holland takes the tone of a calm, knowledgeable expert, which will appeal to many people struggling with money issues. . . . A cleareyed and narrative-driven approach to rethinking one’s financial story.”
—Kirkus Reviews

“Kelley leads the reader on the path to complete financial management that will allow for living a more fulfilling and happier life. . . . It feels like your best friend is sitting beside you, cheering you on.”
—Readers' Favorite, 5-star review

“Reading You Are Worthy is like having an honest conversation with a money-savvy friend who has the patience, stamina, and skill to tell you what you need to know about your finances. With compassion, humor, and insight, Kelley Holland breaks down the stigma many women feel about talking about money. You Are Worthy is a toolbox filled with practical advice—and believe it or not, it’s fun to read!”
—Christina Baker Kline, #1 New York Times best-selling author of The Exiles and Orphan Train

“From the moment you begin reading You are Worthy, you will feel as if author Kelley Holland is speaking to you woman to woman. You will also find relatable stories from women on their own financial journeys, and step by step strategies to ‘lift you as you climb.’ No matter where you are in life, you will find helpful tools and strategies to design your future.”
—Heather Ettinger, founder and CEO of Luma Wealth and best-selling author of Lumination: Shining a Light on a Woman’s Journey to Financial Wellness

“This is a book every woman needs: an encouraging, empathetic guide to taking charge of our finances, one step at a time. Kelley Holland has deep insight into our emotional relationship to money and the financial challenges so many women face daily. With You Are Worthy, she has written a book that empowers, educates, and motivates readers to take action, no matter your age.”
—Susan Pepin, MD, MPH, Clinical Professor, College of Health Solutions, Arizona State University, and Chair, YaleWomen

“This book is what women need—a normalizing, practical, empowering, and hope-inspiring book about money. Kelley Holland warns women of the cost of keeping quiet about finances and gets the conversation started with extremely relatable financial stories from her clients. Her journaling exercises help us start reflecting on our own relationships with money. This book promotes financial consciousness of our past, present, and future, and is helpful for women at any stage of life.”
—Joyce Marter, LCPC, author of The Financial Mindset Fix: A Mental Fitness Program For an Abundant Life

“With compassion and clarity, Kelley Holland highlights the enormous cost of keeping quiet when it comes to women and our money. What makes You Are Worthy such a superpower of a tool is that Kelley helps you uncover, acknowledge—and where necessary heal—your money story and money relationship. I will be recommending this delightful book to women for years to come.”
—Manisha Thakor, CFA, CFP, founder of MoneyZen, and author of On My Own Two Feet and Get Financially Naked

“You Are Worthy accomplishes something rare and powerful in giving equal importance to emotional awareness and financial knowledge in our dealings with money matters. It's a guide full of information and support that not only leads us to create our own unique financial plan but also brings healing to our money lives.”
—Kate Levinson, PhD, author of Emotional Currency: A Woman's Guide to Building a Healthy Relationship with Money

“Every woman who desires to be financially secure needs to read this book! In You Are Worthy, Holland expertly and compassionately reveals why women struggle with money. By teaching the simple fundamentals of making money work for you, she provides judgment-free advice and a practical roadmap on how to embrace a new future—regardless of your age or stage.”
—Debra Boulanger, CEO of The Great Do-Over

From the Publisher