Jorge Newbery erased his debts without filing bankruptcy. Now you can, too. Like many Americans, Newbery struggled with debt. But unlike most people, he owed more than $26 million.
Creditors swarmed after a natural disaster devastated his multi-million dollar business. The stress was crushing. He needed a way out — and what he discovered will amaze you.
His breakthrough came practically by accident. One of his creditors made a sloppy legal mistake, and he battled the creditor all the way to the Missouri Court of Appeals. The court ruled that the entire debt — nearly $6 million — was "inadvertently extinguished.” It didn't have to be paid. It was completely eliminated.
Newbery applied the powerful techniques he had learned to all his other debts. The results were astonishing. One after another, his debts were either settled or gone forever.
Now, Newbery reveals his proven debt-cleansing methods. In simple, step-by-step instructions, you’ll learn how to…
- Assert your rights and defend yourself against creditors.
- Stop making payments — and turn that to your advantage.
- End harassing collection calls.
- Dispute your debts to stack the odds in your favor.
- Uncover deficiencies that can put money in your pocket.
- Protect your assets from creditors (100% legally).
- Negotiate the best possible settlements.
- Be debt-free for life.
Debt Cleanse shows you how to gain leverage over your creditors. You can settle your unaffordable debts for pennies on the dollar – and not pay some at all. Don't let your debt burden you one more day.
This book will set you free.
|Publisher:||Community Books LLC|
|Product dimensions:||5.40(w) x 8.40(h) x 1.00(d)|
About the Author
As an athlete, Newbery raced bicycles for a living from 1986 - 1990 as a Category 1. He competed in the 1988 Olympic Trials and was 4th in the Spenco 500, a nonstop 500-mile bike race televised on ESPN. He also raced for the Costa Rican National Team in the Tour of Mexico, was 2nd in the 1987 Southern California State Championship Road Race, plus held the Green Jersey in the 1987 Vulcan Tour. Newbery also runs and has completed over 70 marathons and ultramarathons. In 2012, he was the overall winner of the Chicago Lakefront 50K. At 46-years-old, he was double the age of the 24-year-old second-place finisher.
Today, Newbery helps others crushed by unaffordable debts rebuild their lives. Jorge is Founder and CEO of American Homeowner Preservation (AHP), a socially responsible hedge fund which purchases nonperforming mortgages from banks at big discounts, then shares the discounts with families to settle their mortgages at terms many borrowers find "too good to be true." Jorge's response to the nation's mortgage crisis creates meaningful social and financial returns for investors, while keeping families in their homes. AHP's mission is to facilitate win-win-win solutions for homeowners, investors and lenders.
"Burn Zones: Playing Life's Bad Hands" is Jorge's autobiographical account of how he was pushed to his physical and mental limits during his time of strife, and how he overcame the challenges he faced. Jorge's latest book is: "Debt Cleanse: How To Settle Your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All)," which provides step-by-step help for families overwhelmed by debt.
Jorge is a regular contributor to Huffington Post and other publications, and speaks regularly on debt, investing, finance and housing issues.
Connect with Jorge at:
Table of ContentsPROLOGUE
1. CREDITORS & CHICKENS
3. QUICK START
6. VEHICLE LOANS
7. STUDENT LOANS
8. BUSINESS LOANS
9. SECURED PERSONAL LOANS
10. CREDIT CARDS & UNSECURED PERSONAL LOANS
11. MEDICAL BILLS
12. PAYDAY LOANS
13. COLLECTION ACCOUNTS
14. AFTERMATH: LIVING DEBT-FREE
15. ACTION TOOLS
A. 136 DEFICIENCIES TO EXPLOIT
B. 140 DOCUMENT REQUESTS
C. 208 INTERROGATORIES
D. 156 REQUESTS FOR ADMISSION
E. 252 DEPOSITION QUESTIONS
F. 24 LETTERS TO SHUT DOWN YOUR CREDITORS
Most Helpful Customer Reviews
Reviewed by Rabia Tanveer for Readers' Favorite Debt Cleanse: How To Settle Your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All) by Jorge P. Newbery is more than just a self help book. This book delivers what it preaches and that is saying something. Where most self help books offer nothing but a bunch of advice that may or may not work, this book gives you information that you need and can actually be applied in real life. Yes, everything is objective, but that is the beauty of it. It can apply to any situation because it was meant to do so. Being in debt is a common issue. What I really like about this book is the fact that he is not telling you to hire someone or trying to sell his products. Also, the fact that he is sharing his discovery through his personal experience makes this advice that much better. Nothing here is illegal. You will not do anything illegal by following his advice. In fact, you will be exerting your rights in order to save yourself from bankruptcy and poverty. Jorge P. Newbery simply explains everything without making it complicated. There is nothing too technical that you can’t understand. Everything is detailed in the best possible way. This is realistic advice that you can easily apply to your situation and save yourself from debt, no matter where you are and how much money you owe. This book gives sound advice to anyone who needs it.
Reviewed by K.C. Finn for Readers' Favorite Debt Cleanse: How To Settle Your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All) is a self-help book by entrepreneur Jorge P. Newbery, whose real life experiences have influenced the work. Though his book is directed to those thousands of citizens who are only one medical bill or car breakdown away from suddenly being in debt, Newbery found himself owing millions of dollars after a natural disaster destroyed his business. Even at such a high amount of debt, Newbery was not ready to admit defeat and file bankruptcy. Instead, using the power of the law on his side, he was able to make many of his debts vanish entirely and beat back creditors into a far more reasonable state of negotiation. Newbery’s prose is lengthy and detailed. Debt Cleanse is by no means a quick fix style book, rather a lesson to be absorbed and enacted as a new way of dealing with personal finance. Readers who wish to live their future lives debt-free will certainly have to do some very hard work to follow Newbery’s cleanse, but his educated background and informative anecdotes are sure to support that journey every step of the way. When you consider the enormous stress that living under so much debt can put on a person, Newbery’s story is both inspirational and incredible. His approach to ‘stuffing the straw’ of the elite is highly motivational, enabling ordinary people to crawl out from under the crushing weight of unaffordable debts and take back their lives.
"Watch out America; get ready to cleanse your debt! Debt Cleanse: How To Settle Your Unaffordable Debts For Pennies by Jorge P. Newbery is coming in at the right time. America is in debt from national to state and also municipal. The whole system is in a downward spiral. The bigger concern is personal debt, mortgage, student loans, credit card and car loan debts. If you are drowning in debt, like many of your fellow Americans, it is a frightening and disabling effect on you and your family. Newbery’s solution is Debt Cleanse. Debt Cleanse, I found out quickly, is not just another “how to get yourself out of debt” book with chapter after chapter of theory, Newbery comes right out and hands you specific step by step instructions for whatever mess you are in. The great thing is his steps are from his own playbook. Newbery is ridding himself of millions in debt with his own system, and it is working. You can read his other book, Burn Zones: Playing Life's Bad Hands to read his story of how it got there. Will it work for you? You bet it will! I myself was drowning in debt years ago. I didn’t have Debt Cleanse to show me the way. I inadvertently stumbled on the key points of his book through my own trial and error and now I am debt fee. I only wish I Debt Cleanse had been published back then! I would have saved myself a lot of gray hairs. Newbery’s easy going style of writing is not evasive. He is not going to berate you because you are in debt. He and the Debt Cleanse network he has set up are going to be your coach in the ring when you are slugging it out. This book is a must read for everyone. I will be mentioning it to all of my friends in the future." TBR-TopBookReviewers