Home Buyer's Answer Book

by Diana Summers

Overview

Buying a home can be stressful and overwhelming, especially if you do not know the ins and outs of real estate. This book provides easy-to-understand answers to some of the most common questions that home buyers have.

Topics discussed include:

--Finding property
--Figuring out how much a house in worth
--Preparing an offer
--Financing
--Laws that apply to real estate
--Tax issues

The Home Buyer's Answer Book is a quick, authoritative reference for consumers who want immediate answers to their most pressing home-buying questions.

Product Details

ISBN-13:	9781402233906
Publisher:	Sourcebooks, Incorporated
Publication date:	03/01/2008
Series:	Answer Book
Sold by:	Barnes & Noble
Format:	eBook
Pages:	304
File size:	2 MB

About the Author

Diana Brodman Summers received her law degree from DePaul University College of Law. She is an arbitrator for the Cook and DuPage mandatory arbitration programs. She currently maintains a law practice outside of Chicago.

Table of Contents

Introduction
Housing Market Basics

Step One: Get Your Finances in Order
Chapter 1: Check Your Credit Rating
Chapter 2: My Credit Report
Chapter 3: Fix Errors on Your Credit Report
Chapter 4: Working to Get a Good Credit Rating
Chapter 5: Calculate What You Can Afford

Step Two: Look for Your Perfect Home
Chapter 6: Select a Neighborhood
Chapter 7: What Do I Need and Want in a Home
Chapter 8: Building a Home and Teardowns
Chapter 9: Going Green
Chapter 10: Real Estate Professionals
Chapter 11: Viewing Houses on the Market

Step Three: Obtain Financing
Chapter 12: Mortgage Basics
Chapter 13: My Mortgage
Chapter 14: Alternative Sources of Money
Chapter 15: HUD, FHA, and VA
Chapter 16: Subprime Mortgages, Predatory Lending, and Mortgage Fraud

Step Four: Make an Offer to Buy
Chapter 17: The Offer and Sales Contract
Chapter 18: Inspections, Surveys, Appraisals, and Warranties
Chapter 19: The Closing

Step Five: Other Aspects of the Home Purchase
Chapter 20: I Need to Sell My House in order to Buy Another One
Chapter 21: Housing Discrimination
Chapter 22: Owners Who Do Not Sell Through a Real Estate Agent-For Sale By Owner
Chapter 23: Foreclosure
Chapter 24: Buying a House as an Investment

Final Words
Glossary
Appendix A: Websites to Assist You in Buying a House
Appendix B: Useful Forms
Index
About the Author