The following documents are a very typical foreclosure complaint that was filed in Pennsylvania State Court. After you read the complaint you can read my response which I filed an Answer with New Matter and Counterclaims. There are many people fighting foreclosures that the bank has caused. I had to fight without an attorney. If you are in foreclosure or about to be in foreclosure this book will be helpful in how to write your own answer and counterclaims. A lot depends if you live in a judicial state or a non judicial state. Pennsylvania is a judicial state which means they cannot take your house unless it goes through the courts first. Some people like me have been fighting this for years not months. Not many people win against the banks, however most people will agree that the best way to defend against a foreclosure is to keep it going for as long as possible in the courts. This will buy as much time as possible for the homeowner to save money to eventually move out of their house into a different house. Many people have asked me how to write the motions for court such as this so I thought I would write another book which would explain how. Writing and answer with new matter and counterclaims allows you to buy a lot more time as this makes the ball go into their court and they will have to respond to your counterclaims.
