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My passion for financial education is rooted from a deep concern for youth aging out of foster care and their caregivers who havent had a formal education on the importance of money management and financial literacy. As a former foster child, I know firsthand how devastating the lack of financial education and resources can be for a child who already has one strike against them: being uprooted from their biological parents due to abuse and/or neglect. So I have dedicated my life to raising awareness and educating parents, teachers, and youth about the importance of having a sound understanding of the basics of personal finance to achieve success. Journey Into Finance is about a young womans journey into the world of personal finance while working for one of the largest banks in the United States. This book tells of her transformation out of poverty, lessons she learned from the rich and not so famous clients in the process, and spans over her lifetime. Copyright 2016 by Elise Towner. ISBN: Softcover 978-1-5144-3845-9 eBook 978-1-5144-3844-2 All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from the copyright owner. Any people depicted in stock imagery provided by Thinkstock are models, and such images are being used for illustrative purposes only. Certain stock imagery Thinkstock. Print information available on the last page. Rev. date: 01/06/2016 To order additional copies of this book, contact: Xlibris 1-888-795-4274 www.Xlibris.com Orders@Xlibris.com 727056 Dedicated to my children, grandchildren, nieces, nephew, and great-grandchildren.
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About the Author
E. N. Towner is the founder of ENTowner Build a Legacy, Inc., a nonprofit organization devoted to youth empowerment through financial education and literacy. Her aim is to bring awareness to the plight of youth aging out of foster care and providing step-by-step solutions through training programs that help with increasing self-esteem through personal development, embracing traditional values from a millennial perspective, and increasing financial literacy to share with future generations. Mrs. Towner has worked in corporate America’s financial industry for over fifteen years, assisting customers with their banking needs. She earned her MBA, with a concentration in accounting and finance, in 2008, graduating with honors, just when the housing market came crumbling down, and understands the psychological and emotional aspects involved when people make financial decisions. The ENTowner Build a Legacy, Inc. team collaborates with other nonprofits, schools, and religious and financial organizations who wish to provide personal finance education and outreach to advocate for strong financial literacy. Mrs. Towner's long-term vision is to provide scholarships to youth and their caretakers to reduce the need for personal loans for secondary education, thereby reducing personal debt. A transitional housing facility for youth aging out of foster care between the ages of eighteen years to twenty-four years that introduces the necessary tools to help break the cycle of poverty by transforming their personal relationship with money—a legacy that can be passed on for generations to come.