Rich by Choice: Take Back Control, Master Your Money, and Design the Life of Your Dreams

by Nicholas E. Michels

Overview

Are you financially happy?

When speaking at financial events, Dr. Nicholas E. Michels asks, "I'm here to help you become rich and wealthy. Is that okay with you?" A resounding "Yes!" echoes throughout the room. Next, he poses the question, "When do you want to retire?" The crowd is hooked. "Today!" they shout. Nicholas pauses for a moment, then looks across faces in the room. He asks the final question: "How much money do you need to live the life you want?"

If you are like so many others that Nick helps, the answer to that question eludes you. Most people, while eager for wealth, have never truly considered what it would take to live the life of their dreams. Becoming Rich by Choice isn't tied to a dollar amount; it's about what you want money to do for you.

In Rich by Choice, Nick uses his expertise as a seasoned financial advisor to show you how to:

• Build a solid Foundation so you know your purpose (why) and focus (who) for creating lasting financial security
• Understand the Fundamentals of earning, spending, and investing so you can achieve financial happiness
• Experience the Freedom that comes with mastering the secrets to financial freedom and experience the truth of being Rich by Choice

No matter your age or current financial situation, it's never too late to become Rich by Choice.

Start on the path to being Rich by Choice today!

Product Details

ISBN-13:	9781636804552
Publisher:	Ethos Collective
Publication date:	06/11/2025
Sold by:	Barnes & Noble
Format:	eBook
Pages:	320
File size:	10 MB

About the Author

Dr. Nicholas E. Michels is more than a financial expert; he's a guide, teacher, and public speaker who helps clients align their finances with what brings joy, fulfillment, and a legacy of abundance. With a career spanning three different decades, he has empowered thousands to achieve financial freedom, eliminate stress, and build purposeful wealth. With a Doctorate in Business Administration, Nick is the founder of Michels Family Financial. He combines his expertise as a Certified Financial Planner™, Certified Private Wealth Advisor™, and a National Social Security Advisor.Beyond finance, Nick is a devoted husband, father, and passionate advocate for giving back through his family's foundation, The Michels Corporation, which supports youth education, missions, and families in need.

Table of Contents

Foreword by Dr. Kary Oberbrunner

Introduction

Part I: Foundation

Chapter 1: Victor by Choice

Your Past and Present Do Not Define You.

Chapter 2: Empowerment by Choice

You Are More than a Statistic.

Chapter 3: Happiness by Choice

True Joy Begins with Clarity, Not Currency.

Chapter 4: Emotion by Choice

It's Not Money You Want; It's What Money Can Do for You.

Chapter 5: Relationships by Choice

Your "Why" Deserves a Powerful "Who."

Chapter 6: Resilience by Choice

Greatness Lies Just Beyond the Struggle.

Chapter 7: Design by Choice

Create the Life You Want, Not the Life You Have.

Chapter 8: Awareness by Choice

Realization Unlocks Opportunity.

Chapter 9: Faith by Choice

Embrace Timeless Wisdom to Create Modern Solutions.

Part II: Fundamentals

Chapter 10: Mindset by Choice

Wealth Begins with How You Think.

Chapter 11: Growth by Choice

The Secret of Success Is Knowing How to Save, Earn, Spend, and Give.

Chapter 12: Debt by Choice

Another Secret of Success: When to Make Debt Work for You.

Chapter 13: Planning by Choice

Chart the Path to Your Desired Destination.

Chapter 14: Protection by Choice