Four years of relationships, pledging, classes, finals, partying, and friendship is what three of Change for a Twenty's characters reminisce on while planning their college graduation. This is Memo's, Arnez's, and Jermaine's time to collect caps and gowns, pursue their careers, and celebrate their success. However, Memo is trying to pursue a relationship with Seleste while dealing with the backlash of his corrupt cop father being released from prison. Jermaine has decided to propose to Cara, but she can't seem to decide between him and Arnez. Arnez is still flirting and floating away, but now he has to deal with rumors on campus that could ruin his swagger. With a potential wedding in Atlanta, a graduation in Chicago, and some unfinished business in the boroughs of New York, their journeys are nonstop.