Simple PCP Claims Guide to the Car Finance Scandal (1)

Simple PCP Claims Guide to the Car Finance Scandal is a clear, accessible guide for UK consumers who suspect they may have overpaid on car finance agreements—without even realising it.

Written by car finance expert Thomas Riley, this guide explains how Personal Contract Purchase (PCP) became a dominant method of financing cars in the UK, and how hidden or poorly disclosed commissions may have led to widespread overcharging. With regulators now investigating and courts issuing landmark rulings, millions could be affected.

Without naming or blaming specific companies, this book walks readers through the unfolding scandal, including key FCA findings, legal decisions, and the potential for a redress scheme. It also provides step-by-step advice on how to check your own finance deal, what to look for in your paperwork, and how to submit a complaint if needed — all in plain, practical English.

Whether you're still paying off your vehicle or settled your agreement years ago, Simple PCP Claims Guide gives you the clarity and confidence to take action — calmly, correctly, and without paying unnecessary fees to third-party claims firms.

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Simple PCP Claims Guide to the Car Finance Scandal (1)

Simple PCP Claims Guide to the Car Finance Scandal is a clear, accessible guide for UK consumers who suspect they may have overpaid on car finance agreements—without even realising it.

Written by car finance expert Thomas Riley, this guide explains how Personal Contract Purchase (PCP) became a dominant method of financing cars in the UK, and how hidden or poorly disclosed commissions may have led to widespread overcharging. With regulators now investigating and courts issuing landmark rulings, millions could be affected.

Without naming or blaming specific companies, this book walks readers through the unfolding scandal, including key FCA findings, legal decisions, and the potential for a redress scheme. It also provides step-by-step advice on how to check your own finance deal, what to look for in your paperwork, and how to submit a complaint if needed — all in plain, practical English.

Whether you're still paying off your vehicle or settled your agreement years ago, Simple PCP Claims Guide gives you the clarity and confidence to take action — calmly, correctly, and without paying unnecessary fees to third-party claims firms.

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Simple PCP Claims Guide to the Car Finance Scandal (1)

Simple PCP Claims Guide to the Car Finance Scandal (1)

by thomas riley
Simple PCP Claims Guide to the Car Finance Scandal (1)

Simple PCP Claims Guide to the Car Finance Scandal (1)

by thomas riley

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Overview

Simple PCP Claims Guide to the Car Finance Scandal is a clear, accessible guide for UK consumers who suspect they may have overpaid on car finance agreements—without even realising it.

Written by car finance expert Thomas Riley, this guide explains how Personal Contract Purchase (PCP) became a dominant method of financing cars in the UK, and how hidden or poorly disclosed commissions may have led to widespread overcharging. With regulators now investigating and courts issuing landmark rulings, millions could be affected.

Without naming or blaming specific companies, this book walks readers through the unfolding scandal, including key FCA findings, legal decisions, and the potential for a redress scheme. It also provides step-by-step advice on how to check your own finance deal, what to look for in your paperwork, and how to submit a complaint if needed — all in plain, practical English.

Whether you're still paying off your vehicle or settled your agreement years ago, Simple PCP Claims Guide gives you the clarity and confidence to take action — calmly, correctly, and without paying unnecessary fees to third-party claims firms.


Product Details

BN ID: 2940181906686
Publisher: thomas riley
Publication date: 05/23/2025
Series: 1
Sold by: Draft2Digital
Format: eBook
File size: 167 KB

About the Author

Thomas Riley is a leading UK expert in PCP and car finance. Based in Stockton-on-Tees, England, he is the founder of Simple PCP Claims — a platform built to give consumers the clarity and tools they need to challenge unfair finance practices.

Thomas combines first-hand industry knowledge with deep research into FCA rulings, court cases, and consumer rights legislation. His goal is simple: to help people understand how car finance really works, what may have gone wrong, and how to take fair, informed action — without being pushed into high-fee legal services.

Whether you're new to this issue or already in the process of making a complaint, Thomas's work is designed to guide, not overwhelm. His writing is trusted, direct, and always focused on what really matters: putting your money back in your hands, and your rights front and centre.

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