Beautiful California coed Amber Bright decides to spend the summer in Wisconsin with college roommate Julie Dooley. At the Dooley's Resort on Silver Creek Lake, Amber learns an updated and edgier version of the card game Canasta called Hand & Foot.

Every year, the resort hosts a Hand & Foot tournament and Amber desperately wants to win, mostly to defeat Rose, the reigning champion. However, to beat Rose, Amber needs the help of Catherine, a former champion.

The sequences of Amber being coached by Catherine and Amber facing off against Rose in the tournament comically recall "Rocky" and "The Karate Kid," but at a card table.