The Barnes & Noble MasterCard®

Earn 2X at Restaurants and 5% Back on All B&N Purchases. Earn $25 Gift Card after your first purchase. Earn 12 months of B&N Membership after spending $7,500/year on eligible purchases. Earn 1x points on all other purchasesc(excluding B&N purchases).

Start Earning Rewards Apply Now

Your Rewards Begin with a Barnes & Noble $25 Gift Card3

After your first purchase we'll automatically send you a $25 Barnes & Noble Gift Card. It's our way of saying thank you for becoming a cardmember.

Get 5% Back at Barnes & Noble stores and bn.com2

That's in addition to any other discounts you may receive. Just pay with your Barnes & Noble MasterCard® at any Barnes & Noble store or online at and you'll save 5% delivered as a credit on your monthly billing statement - including NOOK and NOOK downloads.

Earn More Barnes & Noble $25 Gift Cards4

Earn two points for every dollar spent at restaurants. Earn one Reward Point for every one dollar spent on all other purchases (excluding Barnes & Noble purchases). Earn points on everyday purchases like gas and groceries. Every time you reach 2,500 points, you'll automatically receive a $25 Barnes & Noble Gift Card.

12 Months of B&N Membership5

Earned after spending $7,500 a year on eligible purchases.

No Annual Fee

There is no annual fee for the Barnes & Noble MasterCard®.

Questions? See the Barnes & Noble MasterCard FAQs

Important Information about the Barnes & Noble MasterCard: Offers may vary. Please review the information below and the Terms and Conditions for the reward benefits (such as bonus points and how points are earned), interest rates and account fees and terms for this particular offer before applying.

1 Offer subject to credit approval. See Terms and Conditions for information about the account terms and benefits. This offer is available to new cardmembers only. For information about rates, fees, other costs, and the reward program rules and benefits associated with the use of this credit card program please see the Terms and Conditions.

2 When you use your Barnes & Noble MasterCard to make any purchase (other than the purchase of any discounted Barnes & Noble Gift Cards) online at and in any Barnes & Noble Store nationwide, a credit in the value of five percent (5%) of such eligible net purchases will be posted to your Barnes & Noble MasterCard account. The five percent (5%) credit will appear on the same billing statement as the charge for the related eligible purchase.

3 After you use your Barnes & Noble MasterCard to make a purchase for the first time, you will receive a twenty-five dollar ($25) Barnes & Noble Gift Card by mail. Your first credit card purchase must not be invalidated for any reason. Please allow up to 4 weeks for delivery of the gift card. The delivery will be made to the billing address associated with your Barnes & Noble MasterCard.

4 Please review the Rewards Summary for important information about the program benefits and the Terms and Conditions for full details about the reward benefits (such as how points are earned), interest rates and account fees and terms for this particular offer before applying.

5 As the primary cardmember, you are eligible to earn 12 months of Barnes and Noble Membership in your name on each account anniversary, provided that $7,500 or more in eligible purchases are made with the Card during the credit card account year (each 365 day period prior to the account anniversary date). The following do not count towards the $7,500 purchase spend requirement: balance transfers, cash advances, quasi-cash transactions (transactions in highly liquid assets, e.g., assets that are directly convertible to cash such as, but not limited to, money orders, travelers checks, foreign currency and lottery tickets), purchases made by or for a business or for a business purpose, fees, interest charges, and unauthorized/fraudulent transactions.

  • Barnes & Noble will send you a notification once you have earned this Barnes & Noble Membership benefit, which will outline your membership details. If you do not receive this notification within 2-3 weeks, please contact the customer service phone number on the back of your Card.
  • If you already have a Barnes & Noble Membership at the time you earn this benefit, Barnes & Noble will add anadditional 12 months to your existing membership, which will extend the date when your next Barnes & Noble Membership fee will be due. If you do not have an existing Barnes & Noble Membership at that time, you will receive an invitation from Barnes & Noble to create a membership account in order to receive the 12 months of Barnes & Noble Membership you earned.
  • The 12 month Barnes & Noble Membership benefit will not be applied retroactively and a credit will not be provided for any Barnes & Noble Membership fees that you may have previously paid.

FICO Is a registered trademark of Fair Isaac Corporation In the United States and other countries. Barclaycard offers FICO® Score access at its own discretion. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open and active (having activity within the past 150 days).

The Barnes & Noble MasterCard is issued by Barclaycard pursuant to a license by MasterCard International Incorporated. MasterCard and World MasterCard are registered trademarks of MasterCard International Incorporated.

©2015 Barclays Bank Delaware (Barclaycard). Member FDIC