The Barnes & Noble MasterCard®
Start Earning Rewards Apply Now
Your Rewards Begin with a Barnes & Noble $25 Gift Card1
After your first purchase we'll automatically send you a $25 Barnes & Noble Gift Card. It's our way of saying thank you for becoming a cardmember.
Get 5% Back at Barnes & Noble stores and bn.com2
That's in addition to any other discounts you may receive. Just pay with your Barnes & Noble MasterCard® at any Barnes & Noble store or online at bn.com and you'll save 5% delivered as a credit on your monthly billing statement - including NOOK and NOOK downloads.
Earn More Barnes & Noble $25 Gift Cards3
Earn two points for every dollar spent at restaurants. Earn one Reward Point for every one dollar spent on all other purchases (excluding Barnes & Noble purchases). Earn points on everyday purchases like gas and groceries. Every time you reach 2,500 points, you'll automatically receive a $25 Barnes & Noble Gift Card.
12 Months of B&N Membership4
Earned after spending $7,500 a year on eligible purchases.
No Annual Fee
There is no annual fee for the Barnes & Noble MasterCard®.
Questions? See the Barnes & Noble MasterCard FAQs
Important Information about the Barnes & Noble MasterCard: Offers may vary. Please review the information below and the Terms and Conditions for the reward benefits (such as bonus points and how points are earned), interest rates and account fees and terms for this particular offer before applying.
1 After you use your Barnes & Noble MasterCard to make a purchase for the first time, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file for your Barnes & Noble MasterCard. Your first credit card purchase must not be invalidated for any reason. Please allow up to 4 weeks for delivery of the gift card.
2 When you use your Barnes & Noble MasterCard to make any purchase online at bn.com and in any Barnes & Noble Store nationwide, a credit in the value of five percent (5%) of such eligible net purchases will be posted to your Barnes & Noble MasterCard account. The five percent (5%) credit will appear on the same billing statement as the charge for the related eligible purchase.
3 Earning Points: Applicants who are approved for the Barnes & Noble MasterCard will earn two (2) points per dollar ($1) on restaurant purchases as defined by merchant category code, and one (1) point per dollar ($1) for all other purchases (excluding Barnes & Noble). Individual merchants are responsible for designating their own merchant category codes.
After you accumulate 2,500 points, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file within 7 to 14 business days after your billing statement period in which you have earned 2,500 points.
4 As the primary cardmember, you are eligible to earn 12 months of Barnes and Noble Membership in your name on each account anniversary, provided that $7,500 or more in eligible purchases are made with the Card during the credit card account year (each 365 day period prior to the account anniversary date). The following do not count towards the $7,500 purchase spend requirement: balance transfers, cash advances, quasi-cash transactions (transactions in highly liquid assets, e.g., assets that are directly convertible to cash such as, but not limited to, money orders, travelers checks, foreign currency and lottery tickets), purchases made by or for a business or for a business purpose, fees, interest charges, and unauthorized/fraudulent transactions.
- Barnes & Noble will send you a notification once you have earned this Barnes & Noble Membership benefit, which will outline your membership details. If you do not receive this notification within 2-3 weeks, please contact the customer service phone number on the back of your Card.
- If you already have a Barnes & Noble Membership at the time you earn this benefit, Barnes & Noble will add an additional 12 months to your existing membership, which will extend the date when your next Barnes & Noble Membership fee will be due. If you do not have an existing Barnes & Noble Membership at that time, you will receive an invitation from Barnes & Noble to create a membership account in order to receive the 12 months of Barnes & Noble Membership you earned.
- The 12 month Barnes & Noble Membership benefit will not be applied retroactively and a credit will not be provided for any Barnes & Noble Membership fees that you may have previously paid.
FICO Is a registered trademark of Fair Isaac Corporation In the United States and other countries. Barclaycard offers FICO® Score access at its own discretion. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open and active (having activity within the past 150 days).
The Barnes & Noble MasterCard is issued by Barclaycard pursuant to a license by MasterCard International Incorporated. MasterCard and World MasterCard are registered trademarks of MasterCard International Incorporated.
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