Home B&N MasterCard FAQs

Frequently Asked Questions


Benefit Questions
What are the benefits of the Barnes & Noble MasterCard?
Is there an annual fee for the Barnes & Noble MasterCard?
Do I earn points on purchases made at Barnes & Noble and B. Dalton?
How does the 5% rebate work?
Does the 5% rebate apply to all Barnes & Noble purchases?
Can the 5% rebate be combined with Member discounts?
Where can I find the full terms and conditions of the program?




What are the benefits of the Barnes & Noble MasterCard?

The Barnes & Noble MasterCard provides several excellent benefits. These include:
Getting 5% back on all purchases at Barnes & Noble stores or online at www.bn.com. That's in addition to any other discount you may receive. Your automatic savings will be delivered as a credit on your statement.
Earning more free Barnes & Noble Gift Cards when you use your card for all other purchases. You'll earn one Reward Point for every dollar charged outside of Barnes & Noble. Every time you reach 2,500 points, you'll automatically receive a $25 Barnes & Noble Gift Card.
Platinum MasterCard benefits such as online fraud protection and rental car insurance.


Is there an annual fee for the Barnes & Noble MasterCard?

No. There is no annual fee for the Barnes & Noble MasterCard.

Do I earn points on purchases made at Barnes & Noble and B. Dalton?

No. Purchases made with your Barnes & Noble MasterCard at any Barnes & Noble or B. Dalton store or online at www.bn.com will receive a 5% rebate delivered as a credit on your statement. These purchases will not earn any Reward Points.

How does the 5% rebate work?

It's simple. When you use your Barnes & Noble MasterCard to make any purchase (other than Barnes & Noble Gift Cards purchased through the Barnes & Noble Gift Card Corporate Sales program) online at www.bn.com and in any Barnes & Noble store nationwide, a credit in the value of 5% of such purchases will be posted to your Barnes & Noble MasterCard account. The 5% credit will appear on the same billing statement as the charge for the related eligible purchase.

Does the 5% rebate apply to all Barnes & Noble purchases?

You will receive a 5% statement credit on any amount charged to your Barnes & Noble MasterCard in a Barnes & Noble Store or online at www.bn.com - including NOOK and NOOK downloads, taxes and Member fees. Please note that you will not receive a 5% statement credit for any portion of a Barnes & Noble purchase paid for with a gift card or any form of payment other than the Barnes & Noble MasterCard. The only exception which is not eligible for the 5% statement credit is Gift Cards purchased through the Barnes & Noble Gift Card Corporate Sales program.

Can the 5% rebate be combined with Member discounts?

Yes. The 5% rebate you receive when you use your Barnes & Noble MasterCard is applied after any other discounts that you may receive, including Member discounts.

Where can I find the full Terms and Conditions of the program?

You can find the full Terms and Conditions here.