Broke: Hardship and Resilience in a City of Broken Promises

by Jodie Adams Kirshner, Michael Eric Dyson (Foreword by)

Overview

"Essential...in showcasing people who are persistent, clever, flawed, loving, struggling and full of contradictions, Broke affirms why it’s worth solving the hardest problems in our most challenging cities in the first place. " —Anna Clark, The New York Times

"Through in-depth reporting of structural inequality as it affects real people in Detroit, Jodie Adams Kirshner's Broke examines one side of the economic divide in America" —Salon

"What Broke really tells us is how systems of government, law and finance can crush even the hardiest of boot-strap pullers." —Brian Alexander, author of Glass House

A galvanizing, narrative account of a city’s bankruptcy and its aftermath told through the lives of seven valiantly struggling Detroiters

Bankruptcy and the austerity it represents have become a common "solution" for struggling American cities. What do the spending cuts and limited resources do to the lives of city residents? In Broke, Jodie Adams Kirshner follows seven Detroiters as they navigate life during and after their city's bankruptcy. Reggie loses his savings trying to make a habitable home for his family. Cindy fights drug use, prostitution, and dumping on her block. Lola commutes two hours a day to her suburban job. For them, financial issues are mired within the larger ramifications of poor urban policies, restorative negligence on the state and federal level and—even before the decision to declare Detroit bankrupt in 2013—the root causes of a city’s fiscal demise.

Like Matthew Desmond’s Evicted, Broke looks at what municipal distress means, not just on paper but in practical—and personal—terms. More than 40 percent of Detroit’s 700,000 residents fall below the poverty line. Post-bankruptcy, they struggle with a broken real estate market, school system, and job market—and their lives have not improved.

Detroit is emblematic. Kirshner makes a powerful argument that cities—the economic engine of America—are never quite given the aid that they need by either the state or federal government for their residents to survive, not to mention flourish. Success for all America’s citizens depends on equity of opportunity.

Product Details

ISBN-13:	9781250220639
Publisher:	St. Martin's Publishing Group
Publication date:	11/19/2019
Pages:	368
Sales rank:	274,212
Product dimensions:	5.40(w) x 8.40(h) x 1.40(d)

About the Author

Jodie Adams Kirshner is a research professor at New York University. Previously on the law faculty at Cambridge University, she also teaches bankruptcy law at Columbia Law School. She is a member of the American Law Institute, past term member of the Council on Foreign Relations, and technical advisor to the Bank for International Settlements. She received a prestigious multi-year grant from the Kresge Foundation to research this book.

Table of Contents

Foreword: Detroit vs. Everybody, by Michael Eric Dyson
Prologue: Springtime in Detroit
Protagonists

Part One: Bankruptcy
1. Emergency Management
2. Home
3. Census
4. Detroit Hustles Harder
5. Bottom Line
6. Exit from Bankruptcy

Part Two: Emergence
7. A Decent Home
8. The Architectural Imagination
9. If You Build It
10. Having Trouble Getting a Job? Start Your Own!
11. The Motor city
12. City on the Move
13. The Campaign

Part Three: Prospects
14. Report Cards
15. The Way We Live Now
16. I'm from the Government, and I'm Here to Help
17. Nice Work if You Can Get It
18. New Beginnings
19. Bait and Switch
20. Detroit Versus Everybody

Epilogue: We Hope for Better Things

Author's Note
Acknowledgements
Notes
Index

Editorial Reviews

Oakland Press/Macomb Daily' Michigan Bestseller List | New York Times, Editors Choice: 11 New Books We Recommend This Week, January 16, 2020

"Kirshner's writing cuts to the bone... This is a book is worth reading for its essential story as well as its eloquence of style." —NY Journal of Books

"The book examines the reality of municipal distress, not just on paper but in practical, personal terms... Success for all America’s citizens depends on equity of opportunity." —American Bar Foundation

"Kirshner pulls back the curtain on the Detroit Renaissance to reveal an alternate African-American universe." —Star Tribune

"A lesson of special relevance for Detroit." —Detroit Free Press

"'Broke' can mean ... someone who is penniless or something that doesn’t work. In her new book Kirshner deftly explores both definitions ... and its daily impact on residents." —City Pulse

"Powerful human-interest stories [with] an unforgettable cast of characters… Kirshner is clear about her desire to expose the myth of the American dream." —Columbia Magazine

"[An] eye-opening and sometimes heartbreaking narrative." —Kirkus, Starred Review

"This is a powerful view of the seldom-seen victims of financial calamity." —Booklist

"[Kirshner] counter[s] the prevailing narrative that Detroit has revived since bankruptcy. She performed hundreds of interviews in the city, hearing heartrending stories of locals ... While these snapshots provide readers an emotional connection to Kirshner’s subjects, the author buttresses her points with statistics that reveal Detroit’s dire realities... makes a strong case for caring about the fates of the resilient citizens of Detroit." —Chapter16

"Kirshner’s humane focus on individual stories illuminates underreported problems with housing, employment, and transportation." —Library Journal

"After reading the poignant, heartbreaking, defiant pages of Broke, no one should question the need for moral referendum on how policy is created in and for urban America." —Michael Eric Dyson, from the Foreword

"A valuable cautionary tale." —Publisher's Weekly

"[A] rich, full, and a powerful answer to anyone who believes that austerity and job cuts are a necessary path to prosperity. At turns, heartbreaking, enraging and inspiring, Broke gives us close-up, vivid, portraits of real people." —Andrew Cockburn, Washington Editor, Harper's Magazine

"The current narrative of Detroit is that it's like a phoenix rising from the ashes. What Broke does is show Detroiters who aren't benefiting from corporate tax subsidies much less fine dining downtown. The stories in Broke show fortitude but also the misfortune of people who do their best to navigate amid housing and job challenges." —Natalie Moore, author of The South Side

"Broke provides a humane but clear-eyed account of the collapse and rebirth of Detroit that reveals what a court can and cannot accomplish via a well-managed municipal bankruptcy." —Paul Romer, co-recipient, 2018 Nobel Memorial Prize in Economic Sciences and founding director, Marron Institute of Urban Governance, NYU

"Jodie Adams Kirshner has given us a deep and detailed look at how an event most of us know as a few newspaper headlines—the bankruptcy and vaunted resurgence of Detroit—has reached into the lives of those who lived there. But what Broke really tells us is how systems of government, law and finance can crush even the hardiest of boot-strap pullers." —Brian Alexander, author of Glass House

[Broke has] so many lessons there for urban librarianship and the role of libraries in aiding the reskilling of a workforce. —Tracie D. Hall, head of the American Library Association

From the Publisher

★ 2019-07-21
A deep dive into the daily living of low-income Detroit residents as well as real estate speculators.

Kirshner (Urban Management/New York Univ.; International Bankruptcy: The Challenge of Insolvency in a Global Economy, 2018, etc.) received permission from seven individuals to conduct on-the-ground research about what occurs when a city is stuck under the weight of often arcane bankruptcy law. The burdens fall most heavily on people of color. Four of Kirshner's protagonists are black: Miles, an ambitious mid-40s construction worker bedeviled by mistaken law enforcement paperwork suggesting he is a felon; Lola, a mid-20s single mother who cannot find a conveniently located job commensurate with her college education; Reggie, a mid-40s buyer of residential properties in a city decimated by abandoned homes often emptied through fraud initiated by white lenders; and Charles, a 50-ish faithful Detroiter who earned a livable income when the automobile industry was thriving in the city. The three white protagonists are Joe, a tree surgeon business owner who optimistically relocated from New Jersey; Robin, a late 40s property developer from Los Angeles who sees moneymaking opportunities purchasing abandoned houses in certain Detroit neighborhoods; and Cindy, an early 60s Detroiter who hung on as her longtime neighborhood shifted from mostly white to nearly all low-income black, with abandoned and vandalized houses on every block. Kirshner is masterful at explaining the predatory banking and insurance industry practices that have led to impoverishment across the entire city (except for the white establishment downtown), the heartlessness of white politicians (mostly Republicans) who seemingly operate from racist viewpoints, a judicial system that offers little justice for the poor, and bankruptcy law, which was never meant to be applied to city governments. Although immersed in the lives of her protagonists, the author wisely keeps a low profile within her eye-opening and sometimes heartbreaking narrative, which ends with a brief call to action. "We cannot allow the country to fragment into areas of varying opportunity," she writes.

A significant work of social sciences and urban studies.

Kirkus Reviews

10/01/2019

In her study of Detroit's recent bankruptcy, Kirshner (research professor, New York Univ.) observes the experience of seven individuals, including residents, aspiring homeowners, and speculators. They include young single mother Lola, educated and motivated but unable to find an accessible job; lifelong resident Cindy, who, in her 60s, tries her hand at neighborhood activism; and underemployed construction worker Miles, for whom an outstanding warrant mishandled by authorities 14 years ago becomes a present-day nightmare. In a city plagued by blight and lack of opportunity, social and economic policies disregard and hurt people already on the margins. Detroit's turnaround is by many measures a resounding success, but federal, state, and private efforts largely bypass the neighborhoods where homeowners, renters, and squatters alike try to stay safe and make do in barely inhabitable houses surrounded by vacant lots or decrepit board-ups. Kirshner's humane focus on individual stories illuminates underreported problems with housing, employment, and transportation. She calls for job creation, improvements to education and public transit, and support for entrepreneurs—reforms that could be paid for by reducing tax subsidies to private businesses whose building projects and job creation generally don't benefit city residents. VERDICT With a foreword by Michael Eric Dyson, this book is an important read for policymakers and urban dwellers, locally and nationally.—Janet Ingraham Dwyer, State Lib. of Ohio, Columbus

Library Journal

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