Collateral: A Dark Femdom Romance of Debt and Revenge

She ruined Valeria Cross ten years ago. Now Valeria owns her mortgage.

Nora Whitlock structures debt for a living. She knows exactly how little a lender thinks about you once the paperwork clears. So when a cream envelope arrives announcing that her mortgage has been sold to a private credit fund, she reads it like any other boilerplate, until she reaches the signature. V. Cross, Managing Director. And in the margin, in blue fountain-pen ink, two words: You're late.

Four days late. The first ...