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DEAR DAVID: Personal Finance and Life Letters from a Grandfather to a Grandson

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What do you do when your high school senior grandson asks in a nighttime text:

Hey Granddaddy, so I know you're probably asleep by now but I just wanted to ask what you think about money. What would be the best way to make the most over a "long" (like 10-20ish years) period of time? Savings, investing, side business[es]? Going into the military, having a long period of time being able to save or invest, or build a good business to be able to gain the most amount of money possible?

And then bu...