Downpour

Ray:

Rule #1 of almost dying: Make sure someone knows your passwords. It's hard to cancel your phone plan if you're dead. Rule #2 of almost dying: Make sure your house is clean before you walk up the steps to the pearly gates. It makes selling off your life easier.

Back-up plans are for people who plan on losing. All it took was eight seconds for me to win the biggest competition of my life, and one second to lose everything except that championship buckle. I had left my family's cattle ranch...