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Financial Advice From Dad

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This essay is a concise, practical financial guide for young (or old) adults starting out on their own (or starting over). It could be considered "Personal Finance 101." I originally wrote it for my own adult children when they started their careers. When they were growing up we rarely talked about finances, budgets, saving, or investing. I was very busy with my own career, and found it difficult to talk to my kids about money. In this respect I don't think I'm alone.

I'm not a professional...