Financial Survival in Uncertain Times

by Deborah Smith Pegues

Overview

Amid the confusion, anger, and anxiety surrounding the U.S. economic crisis, bestselling author and behavioral consultant Deborah Pegues offers proven strategies and wise counsel for financial survival. Drawing on more than three decades of professional experience as a certified public accountant, she answers the most frequently asked questions and addresses common financial dilemmas. This book also offers practical advice on how to cope emotionally, physically, and relationally during times of uncertainty. In this easy-to-read book, Pegues will show readers how to arm themselves with the information they need to make wise decisions prioritize and control spending and get out of debt find low-cost alternatives and cultivate contentment maintain quality of life amidst the economic turmoil and much more Soul-searching questions and biblical principles combine to fill each chapter with hope for financial health in the midst of uncertain times.

Product Details

ISBN-13:	9780736927277
Publisher:	Harvest House Publishers
Publication date:	01/15/2009
Pages:	176
Product dimensions:	5.20(w) x 7.90(h) x 0.60(d)

About the Author

Deborah Smith Pegues is an astute businesswoman, certified public accountant, Bible teacher, Certified Behavioral Consultant, and international speaker. Her inspiring teaching on walking in "Supreme" confidence financially, relationally, and emotionally has brought healing to people around the world. She has authored 14 books, including the bestselling 30 Days to Taming Your Tongue (over 600,000 sold) and Emergency Prayers. She and her husband, Darnell, have been married more than 33 years.

Table of Contents

Introduction: The Worst of Times, the Best of Times 7

Part 1 Understanding the U.S. Financial Crisis

1 Subprime Lending: Borrowers and Bankers Gone Wild 11

2 Mortgage-Backed Securities: American Dream Turned Global Nightmare 17

3 Government Bailout: Bad or Biblical? 23

Part 2 Ten Strategies for Navigating Financial Uncertainty

4 Know Where You Stand 33

5 Deal with Your Spending Motivators 37

6 Develop Your Financial Road Map 43

7 Secure Your Short-Term and Long-Term Future 51

8 Master Your Debts 59

9 Sow Seeds of Generosity 75

10 Spend Wisely 85

11 Increase Your Smarts 103

12 Accept Change 109

13 Cultivate Contentment 117

Part 3 Beyond Financial Survival

14 Coping Psychologically with Uncertainty 125

15 Coping Relationally with Uncertainty 131

16 Coping Physically with Uncertainty 145

Conclusion: In God We Trust 151

Frequently Asked Questions 161

Appendix 1 The Mortgage Cycle 171

Appendix 2 My Balance Sheet (What I Own and What I Owe) 173

Appendix 3 My Income Statement (What I Get and Where It Goes) 174

Appendix 4 Tracking Your Discretionary Expenditures 176