How to Survive Identity Theft: Regain Your Money, Credit, and Reputation by David Holtzman
Identity theft is at an all-time high. In one notorious case, a criminal racked up more than $100,000 of debt in the name of his victim. The thief bought homes, motorcycles, and handguns in the victim’s name. The victim and his wife spent more than four years and $15,000 to clear his name.
Money, credit, and even lives are at stake when an identity is stolen. Yet many people don’t know what legal protections exist. You need to learn what to do when your name, credit card number, or other information gets into the wrong hands. Security expert David Holtzman offers you clear, concise advice on how to reduce the chances of fraud and what steps victims need to take to reclaim their lives. An extensive resource list offers tools to draw up a plan to rebuild credit and reputation.
Thieves are roaming the Internet. But with this essential guide, their victims can even the score!
David H. Holtzman (Herndon, VA) has designed and built numerous information-based software systems. Holtzman has been a security consultant for several organizations, both public and private, including Gen. Wesley Clark’s 2004 presidential campaign. He is the author of Privacy Lost: How Technology Is Endangering Your Privacy. Currently he is the president of GlovalPOV, a firm he founded to explore significant technology issues and their effects on society
Table of Contents
Part I dentity Crimes and Criminals 1
01 Your Identity Crisis 3
02 Petty Thievery-and How to Avoid It 11
03 Spams and Scams-and How to Recognize Them 17
04 High-Tech Exploits-and How to Prevent Them 31
05 Institutional Exposure-and How to Steer Clear of It 39
06 What They're Doing with Your Identity 45
Part II What to Do When Your Identity Is Stolen 51
07 How to Tell If Your Identity Has Been Stolen 53
08 How Do You Get Your Identity Back? 61
09 Limits on the Credit Industry 79
Part III How to Protect Your Identity 85
10 Keep Your Identity Safe 87
11 The Future of Your Identity 109
Appendices-Resources for Victims of Identity Theft
A Basic Resources 115
B The FTC's Identity Theft Victims' Statement of Rights 119
C The FTC's Model Letter for Reporting Identity Theft 125