Know Your Agent: The Governance Standard for AI in Financial Services

Banking has spent its history building disciplines that answer one question: who is this party, and what is the institution's basis for trusting them? Know Your Customer. Know Your Business. AML. Third-party risk management. Each was built when an institution realized it lacked a framework for a participant that had quietly become part of its operating reality.

That moment is here again. AI agents are no longer tools the institution picks up and puts down. They are participants in the workfl...