Money-Making Mom: How Every Woman Can Earn More and Make a Difference

Money-Making Mom: How Every Woman Can Earn More and Make a Difference

by Crystal Paine

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Overview

Money-Making Mom: How Every Woman Can Earn More and Make a Difference by Crystal Paine

Entrepreneur, author, and popular blogger Crystal Paine shares the secrets of building income at home, using real life examples to from her own journey in becoming a money-making mom as well as the stories of other women from all walks of life. The nuts and bolts of how to make more money from home are revealed in clear steps that can be immediately and easily put into practice.

But more than just a how-to book for earning extra income, The Money-Making Mom is a challenge to dream big and create a pathway for life. Paine offers examples and insights about what "finding your purpose" can look like in family, career, and service to others. Readers will find inspiration and hope for a life that’s more than “just getting by,” one driven by vision and the freedom to bless others generously.

Product Details

ISBN-13: 9781400206490
Publisher: Nelson, Thomas, Inc.
Publication date: 11/03/2015
Sold by: HarperCollins Publishing
Format: NOOK Book
Pages: 240
Sales rank: 771,805
File size: 881 KB

About the Author

Crystal Paine is a speaker and author of the New York Times bestseller Say Goodbye to Survival Mode. In 2007, she founded MoneySavingMom.com, a site that has since grown to become one of the most popular blogs on the web, currently averaging close to 1.2 million readers per month. She lives with her  husband and three children in Franklin, Tennessee.

Read an Excerpt

Money-Making Mom

How Every Woman Can Earn More and Make a Difference


By CRYSTAL PAINE

Thomas Nelson

Copyright © 2015 Crystal Paine
All rights reserved.
ISBN: 978-1-4002-0649-0



CHAPTER 1

First Steps to Financial Freedom

Many people make the mistake of thinking that all the challenges in their lives would dissipate if they just had enough money. Nothing could be further from the truth. Earning more money, in and of itself, rarely frees people. It's equally ridiculous to tell yourself that greater financial freedom and mastery of your finances would not offer you greater opportunities to expand, share, and create value for yourself and others.

— Anthony Robbins


The sound was deafening. Rain pelted down, lightning bolts flashed, thunder crashed in rapid succession, while the wind howled and rocked our flimsy aluminum trailer. My ten-year-old little self huddled in a damp corner. All around me were varying-sized pots and pails on the verge of overflowing with rainwater leaking through the ceiling and windows.

This hailstorm was the product of two separate thunderstorms that hit within hours of each other in the Wichita, Kansas, area. It is also on record as one of the worst storms in the history of the state. Experiencing this was definitely scary. Waiting out the torrential weather in the flabby construction trailer where we were living was a whole other level of frightening. But this was just par for the financial course my parents were charting.

And I am so grateful.

Yes, you read that right. I said I was grateful to have gone through such a terrifying hailstorm without a sturdy basement to take shelter in. Well, okay, so I'm not sure I'm thankful for the storm itself, but I am so thankful that my parents decided to make sacrifices and live their lives counter-culturally as far as money management is concerned.

Mom and dad's frugal lifestyle and wise financial choices weren't something they learned entirely on their own; these lessons were handed down to them by their parents. One thing Pop (my dad's dad) ingrained in my father was that you should never go into debt for anything except a house. From the beginning of my parents' marriage, they followed this principle.

When I was around six years old, my parents made a radical decision to work hard and sacrifice in order to pay off the mortgage on our house. They were frugal, spending their money wisely and setting aside every bit of extra cash from raises or bonuses to pay off the mortgage. My mom never bought new clothes; instead, she either made them or we shopped at thrift stores. She also gave us haircuts, baked our bread, bought in bulk, and always looked for ways to get the best deal on any purchase she needed to make. My dad took care of repairs around the house and on our vehicles. If he didn't know how to do something, he usually figured it out on his own (my dad is a very smart and handy man). We used what we had, wore a lot of hand-me-downs, drove used cars, and learned a lot about contentment in the process.

I still remember how exciting it was when my parents' hard work came to fruition and they paid off our house. The relief and fulfillment of not having a mortgage was something that I could feel even as a young child. Soon after, my parents took their financial ambition to the next level. They had dreamt of building a house, debt-free, out in the country. So they began saving every dime and thinking up creative ways to make their dream a reality.

Four years later, Mom and dad found the perfect plot of land. They purchased it with much of their savings and sold our paid-for house. This was all well and good except for the looming question of where we would live while they built our new house. My dad quickly provided the solution to that equation when he rented a single-wide construction trailer from the real estate development company where he worked. yes, the very same trailer I talked about in the beginning of this chapter.

The minute the big semitruck pulled that trailer into the newly poured gravel driveway on our just-purchased property, the adventure began. Our first matter of business was to secure the trailer propped up on cement blocks to the ground as tightly as possible using cables and stakes. Then, it was time to clean. Every inch of the trailer needed elbow grease. There was dirt and filth everywhere we looked, from the stained, deep blue-carpeted floor to the grimy cheap wood paneling to the cobweb-covered ceiling.

After spending days deep in bleach, the seven of us got the trailer into livable shape, moved most of our possessions into a storage unit, and moved the basic necessities into that trailer. For the first few days, it felt like we were on vacation in a rustic cabin. But that euphoria quickly wore off.

Our temporary home didn't have an oven, air-conditioning, or heat. It also didn't have a regular door, but rather a glass storefront one that offered little privacy and little protection against the hot Kansas summer sun and the unusually cold autumn that year. The trailer also leaked every time it rained. We endured many torrential storms that summer, battling legitimate fears of flooding by scattering kitchen pots and pans under the leaky ceiling and stuffing rolled-up bath towels in the sopping windows. Since we only had space for a washing machine, we had planned to line dry all our laundry. However, the frequent rain prevented us from hanging our laundry to dry outside much of the time. Instead, it required many treks to the laundromat and many hours hanging out there while we waited for our loads of laundry to dry.

Without an oven, we befriended a myriad of other kitchen appliances, learning how to bake birthday cakes in the microwave and create dozens of different meals in the electric skillet and slow cooker. Without air-conditioning, the dry Kansas heat felt unbearable some days. We would take cold showers or hog the space directly in front of the fan to get some relief. When autumn arrived, temperatures took a dive. For the first time in years, it snowed in October. We traded our lament of the suffocating heat for fears of frostbite, snuggling under endless layers of sweaters and articles of clothing, because all of our coats and most of our winter blankets were in storage.

Did I mention the bad mice problem? We had seen some pesky rodents darting around when we first started cleaning the trailer, but we assumed a good cleaning would get rid of them. Not so much! We often woke up to find mice droppings in our kitchen or yet another item that had been chewed up and destroyed in the middle of the night by the furry pests.

Despite the inconveniences, we truly have so many happy memories of that time in our lives. And, looking back, I would not trade the experience for the world. We celebrated when we moved into our new house, not only because we finally had a house with the many conveniences we had missed, but because my parents had fulfilled their dream of building a house debt-free.

Let me tell you, Pop's encouragement to my dad to never go into debt except for a house and then seeing my parents take that advice and go even further with it powerfully impacted me for life — especially seeing how the absence of a monthly house payment afforded financial room for my parents to give generously. I have always admired them for anonymously helping so many different people. I can't tell you how many times they have donated finances and supplies not only to those in their local church but also to missionaries around the world and to families in need in their own neighborhood.

What Mom and dad offered me as a child and into my adult years as my husband Jesse and I started a family of our own was a healthy picture of financial freedom — in living and giving. Truly, my husband and I owe so much to our parents and grandparents. I know beyond any shadow of a doubt that we would never be in the position we are financially, nor would we have paid cash for our first house, were it not for their influence and examples. We are eternally grateful!


The Power of Financial Freedom

The words financial freedom bring to mind different things for different people. I asked my readers to weigh in on what these words mean to them, and I would like to share some of their thoughts.

(To me) financial freedom means:

• being able to provide for my family without stressing over whether or not I'm going to be able to make ends meet from month to month

• not having to worry about which bills to pay this month, how we'll have money to buy groceries, where we'll get the funds to pay for gas to get to work, etc. It would mean actually having a savings account, and being able to pay off debt.

• having enough for what we need with a little left over for what we want


Other definitions included the following:

• being debt-free

• having x amount of savings

• building a retirement fund

• paying off looming medical bills

• building a college fund for one's children


These are great responses, but, to me, financial freedom is about more than just a bigger paycheck, a better nest egg, or a less stressful existence. I love what one of my readers, Megan, said: "Increasing our income has allowed us to breathe easier and live, save, and give exactly how we want to." She shared her story of how she was able to create financial freedom in her own life. I'd like to pass on her inspiring words to you.

I'm a special education teacher by training and for six years worked as a preschool teacher for children with hearing loss. When my husband and I found out that we were expecting our first child we wanted to find a way for me to stay at home while still making a part-time income. We are committed to living debt-free and knew I would have to make at least some money, even with a pared down budget, to keep that commitment.

I worked out a deal to work one day a week doing at-home visits through my school but this currently only gives me about three to four hours per week. I started searching online to see what else I could do from home and I began doing a little mystery shopping. While this wasn't ideal (I couldn't bring my son along to many of the shops), it helped bring in a little more money.

I then stumbled upon the idea of online selling. I currently sell on Amazon using the Fulfillment by Amazon program and I love it! I buy inventory through a mix of retail arbitrage, thrifting, and wholesale and send it directly to Amazon's warehouse. They store it, ship it when it sells, and I collect my money. I can work as little or as much as I want, I can bring my son along sourcing with me, and I'm making more than I ever thought I could while working in my yoga pants at home. I'm slowly figuring this "working mom" thing out, but this has allowed me to still contribute to the family finances so we can continue to live within our means and be able to give to our church.


Did you catch Megan's last statement? The hard effort she put in not only gave her family breathing room in their budget but also allowed them to be able to give more.

This, my friends, is the heartbeat of financial freedom. It's being in the place where you can be intentional with your money. Where you're not constantly living paycheck to paycheck, trying to survive, trying to make ends meet, hoping that you're going to be able to pay all of your bills this month. It's being able to plan ahead, save ahead, and give generously.

My hope for this book is to give you inspiration, encouragement, and practical ideas so that you can experience this kind of financial freedom. So that you no longer live under the stress of "barely making it." So that you no longer feel desperate and discouraged when you look at your bank statements. So that you can begin to live on less than you make and be in a position to help others.


Free to Make Changes

Those last few paragraphs might sound unrealistic and pie-in-the-sky for some of you. But I truly believe this kind of financial freedom is possible and attainable for everyone reading this book who is willing to work hard, set goals, think creatively, make sacrifices, and, most importantly, not give up.

Why do I believe this? Because I have experienced it. From the time Jesse and I were married, we had established goals for our family including living debt-free and having residual income to supplement Jesse's paycheck. Most important was our vision to live on less than we make so we could give more. We longed to be able to live out one of our family mottos: "Live simply so that others can simply live."

At first, our big goals seemed more like unrealistic dreams, considering that for the first few years of our marriage, we were barely scraping by on our part-time incomes. In fact, as I chronicled in my book Say Goodbye to Survival Mode, during those years we often made less than $1,000 each month.

In order to stay debt-free and be in a position to live out our vision, we spent many years pinching pennies; buying only necessities; waiting to make purchases until we could pay for them with cash; carefully monitoring our spending habits; living on a strict, written budget; having many heart-to-heart (and sometimes hard) conversations to stay on the same page with our finances as a couple; trying many different ways to generate extra income (many that flopped, as I'll share later in this book!); and ultimately creating a solid income from MoneySavingMom.com. It wasn't easy, but with much dedication, goal setting, hard work, and time, we set out on our unique path to financial freedom.

Only a few months before I started writing this book, our family finally made the decision to move from Wichita, Kansas, to Nashville, Tennessee. The move was about three years in the making and was much prayed, thought, talked, mulled, cried, and counseled over. It was a big change and not an easy one to make. It meant saying good-bye to family and friends near and dear to our hearts. It meant moving out of our geographic comfort zone and everything we had known for all of our lives. (up until 2014, I had never lived outside of the state of Kansas!) It meant making adjustments to a new house, a new city, and a new state.

There are many reasons we made this major leap, but I can sum them up in one word: change.

Jesse needed a change. In the past year, the light had gone out in my husband's eyes. So had the passion from his heart, the spring in his step. He started his law firm in 2008. It was exciting to see him turn a dream into a reality and help many, many people. While he was grateful for the opportunity, running the demanding law firm had taken its toll, and he was ready for something different. The time had come to move on. Jesse wanted to pursue some legal/business ideas that had been patiently waiting on the back burner. Additionally, he was considering taking on a managerial role in MoneySavingMom.com.

Our family also needed a change. We loved being close to family in Kansas. We loved being able to see them often, spend time with them, and build close relationships with them. And we miss them dearly. But Jesse and I both running separate businesses was beginning to wear on us. We didn't have as much margin as we wanted for doing life together as a family. We longed for a slower pace of life and more community.

Finally, our business needed a change. MoneySavingMom.com has grown a lot in the past few years. While we were grateful for the growth and excited at the possibilities and open doors, it had become much more than I could handle on my own. So in 2013 we hired a wonderful management company to help shoulder a tremendous amount of the load I had been carrying. Moving to Nashville, where our management company is located, allowed for more efficiency when it came to having team meetings, developing products, and increasing business growth versus trying to do all these things long-distance.

Having a much more flexible schedule since Jesse is working from home instead of running a busy law firm has been a welcome, and much needed, change for us. We love being home as a family more. We love having Jesse more involved in our everyday lives. And we love a simpler pace of life where relationships are much more important than productivity and to-do lists.

The only reason our family was able to say yes to making these considerable yet needed changes was because we constructed and set in place a solid plan to create financial freedom. We invested years of time and effort, established strong sources of income outside of a traditional 8:00 a.m. through 5:00 p.m. job, and were then able to step back and ask, "What do we want our life to look like in the future?"

Realizing that we were in a place to choose to downsize our businesses and simplify our lives was a beautiful thing. We didn't have to keep chasing after more — more business, more money, or more fulfillment. The financial foundation we had in place gave us true freedom to make choices that were in the best interest of our marriage, our children, and our long-term goals.


(Continues...)

Excerpted from Money-Making Mom by CRYSTAL PAINE. Copyright © 2015 Crystal Paine. Excerpted by permission of Thomas Nelson.
All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.

Table of Contents

Contents

Introduction, xi,
1 First steps to Financial Freedom, 1,
2 What Makes You You, 15,
3 The 8-to-5 Cure: Working for Yourself, 39,
4 Get Moving, Start Building, 69,
5 Expand Your Thinking, Expand Your Wallet, 93,
6 Growing Your Business, 123,
7 What Gets in the Way, 143,
8 Live Generously, 161,
9 How to Give? Let Me Count the Ways!, 183,
10 Here's to Your Success!, 201,
Money-Making Mom Manifesto, 218,
Resources, 219,
Notes, 221,
About the Author, 224,

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The Money-Making Mom: How Every Woman Can Earn More and Make a Difference 4.9 out of 5 based on 0 ratings. 15 reviews.
Shelley-EstablishedWays More than 1 year ago
I give this book five stars for a reason. If you only read the next sentence, you won't understand why: Outside of Crystal's personal experiences and stories, most of what is in this book, I have read before in business and marketing books, or on blogs of other "gurus." I know why. The author is a reader--no doubt a reader who read many of the same books I am referring to and who went on and DID what they said. Other gurus' stories seem to start with adult epiphanies after years of poor life choices or some tragedy. Crystal's story started when she was learning to tie her shoes. As an adult, when she found herself in a desperate situation, it was the things that her parents taught her as a child that fueled her on her journey.Because of this, her voice is different when saying these important things. When the other gurus write these things or say them, you KNOW that the steps they are teaching are smart and savvy and they work. Crystal makes you know in your gut that they are RIGHT. If you were feeling sleazy about asking for money, you won't. If you were afraid you couldn't do it, she would convince you. If you were looking back at a shamble of failed ventures, she would tell you to persist, and that it is OK to build slowly (most gurus DEFINITELY do not tell you THIS!). If you realize that business is not exactly the space where you need to be, she allows for that in no uncertain terms. Perhaps most importantly, where other gurus have said that WHY you pursue a business venture should be tied into a cause, Crystal plainly teaches to make money for "a giving." Nor does she leave it at that, but goes into detail and makes you know that it's the critical foundation of your success. Get the book!
Anonymous More than 1 year ago
This year my youngest child went to kindergarten. I had several ideas floating around in my head about how I could make money but still stay at home. This book felt like Crystal Paine came over for coffee to help me brainstorm and help me develop business ideas that fit with the time I have and the strengths and skills I already have. The book is peppered with questions for you to stop and think and answer to make her principles personal to your situation so that by the time you finish the book you have a workable business plan. She illustrates her practical points along the way with bits of her own story and as well as from a smattering of women with a variety of ideas of how they became Money Making Moms. What sets this book apart from other business books is Crystal’s emphasize on not just making money as the end goal of your work, but having goals of helping others, giving back, and maintaining a balanced life so you are not overwhelmed and the people in your life still remain your priority. -Rachel Schmoyer
JenniferFlanders More than 1 year ago
This is a terrific book for anybody wanting to better their financial situation. Although the author is quick to point out there is no “one size fits all” path to success, her clear, straightforward guidance provides a reliable roadmap anybody can follow. Crystal will help you first identify your own unique giftings and passions and then show you how to use them to make a difference. Money-Making Mom provides a step-by-step handbook that will work for anybody willing to invest the time and energy in making it work. Even more than Crystal’s practicality and wisdom, I appreciate her heart. Money-Making Mom will inspire you to dream far beyond building a bigger bank account. By the end of the book, you’ll be brainstorming ways not only to better your own situation, but to bless others in the process. I also love Crystal’s transparency. She shares both her successes and her failures — and explains what she has learned through both. In addition to her own stories, she weaves in personal accounts from her readers. Humble and self-effacing, she cheers us on with heartfelt encouragement: If I can do it, so can you. Crystal firmly and sincerely believes that the world needs what you have to offer. By the end of the book, you’ll be believing it, too.
Sarah Connatser More than 1 year ago
This was a fantastic book! Crystal covered a wide variety of ways to make money and was compassionate towards women in all different walks of life. It is filled with inspiring stories and practical wisdom. It was easy to read through and definitely motivating. It won't be the right time for some to read it, depending on what season of life you are in. I know for me it was perfectly timed, but a year ago when I was with a newborn and struggling in those early mama days I definitely wasn't in the right season for it. But I'd definitely recommend Money Making Mom! And if it's not the right time, you can always put it on the shelf and go back to it later on...the wisdom in here will linger for a long time. I'd say go ahead and buy it and challenge yourself to think through ways you can make money in order to give more!
MarineCorpsNomads More than 1 year ago
Money Making Mom takes a good look at the variety of ways a mom can make income whether it be from a traditional job or non-traditional job, inside or outside the home. Crystal also dives into the reasons why we might want to make money and why getting rich shouldn't be our primary focus. I really liked this quote as it sums up the feeling on the entire book. "We should focus on making money to impact our family and loved ones for the better. In addition, our focus for making money should be to help those who are struggling in our community and around the world." Through the use of personal stories and experiences, Crystal helped me focus more on the hows and whys of providing for my family and helping others. I like that it's not about getting rich, but rather making life better for those that I care about - whether family, friends, or neighbors. It gave me a great deal to think about for our plans for the future. One of the things that I really like about Crystal's books, this one included, is that she makes them very personal. She doesn't try to act like she knows it all or has arrived. No, she says she, like others, is a work in progress. She talks not only about her success but also about the failures along the way. In other words, her books and the stories within (whether hers or others) are real.
KMarkovich More than 1 year ago
“How every woman can earn more and make a difference.” What a terrific book for any woman desiring to make more money – whether to support herself or to supplement the incoming already coming in. And actually, the title is a little misleading – it really is for any woman and not just for moms! I found this book to be very encouraging to get out there and do something. Yet I also loved how Crystal does not say to try to make money just to be rich and have more but to have a purpose for this income – whether to give more or to provide the necessities or even the “extras.” “While I don’t believe that every woman needs to have a business or even make money in any capacity, I believe there are a number of reasons savvy home economists should consider looking for ways to increase their families’ incomes…Perhaps you are single or a single mom and are looking to establish more financial security. Or you might be looking for a way to increase your household income to give you some breathing room to be able to enjoy a few vacations or fun family outings each year. Maybe you are a mom whose kids are grown and gone and you are looking for a way to use your skills to make a difference or have more money to give generously.” I felt the entire time I was reading this book that Crystal had just sat down in my family room and was giving me tips and motivation to succeed. She told me of her failures and successes as well as the stories of others – and she was so open and candid! “Setbacks can discourage and dishearten us if we focus on how far we are from where we’d hoped to be.” Crystal shares that she has written “this book to teach women how to increase their incomes and use it to make an impact, while at the same time maintaining a healthy balance of priorities…to empower you with practical ideas for starting a business or finding a creative way to make a part- or full-time income.” The reality she says is “Money doesn’t buy happiness. Money doesn’t equal fulfillment. Money doesn’t solve your emotional problems. Money doesn’t give you purpose.” But, if “Properly stewarded, money can be an amazing tool and a resource for those who need it not only to survive but to live with purpose.” I really enjoyed this book and have put it where I can refer back to it again and again! I felt so encouraged as I read it so I just want to tell other moms to read it too. I highly recommend it! I received Money Making Mom from the author in return for my honest opinion.
SophiesMindset More than 1 year ago
Crystal Paine, author of the very popular Money Saving Mom blog, has just released a book to let women everywhere in on what to do and what not to do when trying to work from home. [image] Crystal has years of experience under her belt, both the successful blog venture and some not so successful one before that, which she talks about in her book. Her goal is to provide the know-how so other women can learn from her success - and failures. [image] She walks you through conventional and unconventional ideas to help you discover what might be the best fit for your family as to bring in some money. This book is NOT just for those looking to have a full time business from their home. Crystal knows everyone's situation is different and gives useful ideas from wanting/needing to earn just a little on the side to regular part time income and full time gigs. [image] The big thing is knowing what you want to accomplish, and why. Are you trying to have money so your daughter can take ballet? Do you need to get out of debt? Wanting to pay the bills for your sickly grandfather? Once you know your goal for earning money, you're on the path to knowing how to find a way to actually earn the money. [image] Crystal encourages you to think about each opportunity presented to you - does it fit in with your lifestyle? with your goals? Will it be more trouble than it is worth? She wants you to feel free to say no, so that when the right opportunity presents itself, you are free to say yes. [image] Financial fear is no joke, but it's also not the way to live. Be intentional. Be creative. Believe you can own the situation. Having a can-do attitude frees you to look at your situation in a new light & brainstorm as to how you can make a difference in your financial future. [image] It will be scary at times, Crystal knows from experience, but as long as you are making changes and progress you are on your way to achieving your goals. But if you never change, you'll never go anywhere - and that's scarier. [image] The important takeaway is that you do have a financial future. Things don't have to be how they are now. You can make a difference and finally take a vacation, or pay for that land so you can build your house, or pay off your student debt. And Crystal wants to help you get there. She knows there are no secrets, just good old fashioned elbow grease, and she wants to help you spend your energy focused on something that will make a difference - not have you needlessly spin your wheels. [image] If any of this has resonated with you, you should definitely pick up a copy of Money Making Mom. Even though we aren't where we need me to make money to make ends meet, we do have dreams of what we'd like to accomplish, and this book ignited a spark of inspiration. I received a complimentary copy of this book in advance as a member of Crystal's launch team. All opinions are my own. This review originally appeared on sophiesmindset.blogspot.com
Shahbev More than 1 year ago
Crystal Paine's Money Making Mom is a must read for anyone who wants to make a difference in their world. There are so many reasons why people do not take that "step" that will pilot them towards financial freedom. This book is filled with practical tips and the inspiration you will need to conquer your fears and to realize your goals. My personal favorite aspect of Crystal's book is that she is so authentic in her writing. She shares her successes and her failures, both are helpful. She will not make you feel like you can't, but will show you how you can. I would suggest that you read this book even if you have a successful business. There are so many practical tips that will help even those who have already taken the leap. Make sure you have a highlighter or a notepad when you read. You'll want to be able to view the book as a textbook and remember what stood out to you while you read it. My husband and I are both business owners, and this book spoke volumes to me. One of my favorite quotes from the book is probably this, "You were made for more than just surviving the day, making a decent income, living for the weekend, or making your car payment on time. You were created to make a difference."
DiaJ More than 1 year ago
I loved this book! I would love to thank the author and for everyone who made this book possible. I am not a mom, I dont own a business, I dont even own a blog. This book was a wonderful read which helped me evaluate how to have a life filled with passion and how to achieve my dreams! I would definitely be referring to this book very often.
Anonymous More than 1 year ago
I have always been excited by the possibilities of working opportunities for mothers, especially in this day and age of worldwide technology. However, I was intimidated by entrepreneurialism and never considered myself a "business-minded" person. Therefore, I felt like those opportunities were out of my reach. What I love most about this book is Crystal Paine's is that it is approachable, easy to understand, and very motivating. The beginning of the book helps you to begin a vision, and outline that vision of your financial and personal goals. I started to examine what my personal strengths were and what I could offer and how. There are many valuable real life examples from Crystal's business experience. She gives the reader an inside look at some of her failings and achievements so you can learn right along with her. I also loved the experiences she shares of other men and women because they are so varied. I appreciate how she advises not to go into debt as you begin, and tips for building growth as you earn. She tackles tough subjects like insecurity,fear, commitment and failure. The book teaches to live life generously and the joy of giving, no matter your financial situation. I am excited from what I have learned, how I feel about myself after reading this book, and easy ways I can put my ideas into action.
Rachel-Vasquez More than 1 year ago
Wow - if you need some encouragement to go from feeling overwhelmed to hopeful within just a few hours, pick up this book! I read it straight through, and can't wait to go back and thoughtfully reflect on all the questions and start brainstorming some ideas for how to help our family's financial objectives! Loved all the practical tips, the personal success and failure stories, and the heart behind it all - being a generous, loving person in all aspects, even (especially) with our money!
Anonymous More than 1 year ago
This is not a "how to make money quick" book. It isn't filled with instant ideas to start a business. But what it is, is a guide to help women (or men!) to find out what their talents and abilities are, to brainstorm ideas on how to bring in an income from home, and what to do after they start that business. It is full of amazing advice and encouragement. The first chapter discusses what financial freedom is, and what it means to you. This is a great foundation to start on because you need to find your "why," what motivates you and will continue to motivate you when times are hard. This is extremely important for this and many aspects of life, to avoid burnout and giving up. The second chapter was probably my favorite. Crystal walks you through a process to brainstorm what are your abilities, talents, and passions. This was extremely helpful to me, because at first glance, I don't seem to have an overwhelming passion that could easily translate to a business. Through this chapter, I was able to brainstorm and write down all of the abilities, talents, and passions that I have, and to triangulate which ones could potentially bring in an income for me. So eye-opening and inspiring. In the following chapters, Crystal goes through what the next steps are; how to get your business going. There is some very helpful and practical advice on how to get your momentum going. She also talks you through what to do when your idea doesn't work. Crystal shares personal stories of things that didn't work for her. While it looked like a failure at the time, it was actually a necessary step for what was to come. It is very encouraging to know that when we fail, it isn't actually a failure, but a step to the next opportunity. Concluding the book, Crystal delves into the opportunities that an income from home can provide. It is great to make an income from home, but what we do with that income makes all the difference in the world. If is great to have money, but if we don't use it wisely, there's no point to having it! I learned so much from this book. I want to share it with everyone I know!
Treenz More than 1 year ago
I was so excited to read this book as this is something I'm constantly researching and looking into and had high hopes that this book would help me and I'm excited to say it really has! Crystal's writing style is so easy to read and relatable - I really appreciated her tips and advice throughout and the real life examples also were inspiring. I read it from cover to cover in one sitting I was into it so much and have a few pages of notes in my notebook as a result also! Crystal gives real practical advice, giving not only ideas but the actual places she recommends etc. She covers the different styles recognizing that not everyone is a sales person for example, or not everyone wants to run a home business. The best thing about this book is that it is inspiring. I am itching to get some time out and really think about the things she has presented and see if I can find something that will work for us. The contents page listing is as follows: First Steps to financial freedom What makes you you The 8 to 5 cure: working for yourself Get Moving, start building Expand your thinking, expand your wallet Growing your business What gets in the way Live generously How to Give Heres to your success And she has also included her business manifesto and other resources to help at the end also. It has good principles included in it like the concept of not getting into debt, which in this day and age is an ideal many of us hold to but probably few of us can actually pull off. In parts it came across a bit preachy about living in poverty to avoid debt like that is some form of ultimate success in life. It's true that being debt free obviously is the ultimate goal because it does then free you up in so many ways but I think that could have been said in less words because in the end it wasn't the purpose of this book. That being said, putting that aside the rest of the content was excellent and really helpful information. In particular I loved the part about looking out for others and to bless others who are struggling - this seems really missing in society today with the lack of community in general. I would recommend this book! Please note that Booklook sent me a copy of this book for my review - however this review is entirely my own.
Melissa-Plaidfuzz More than 1 year ago
Money Making Mom is a handbook for anyone wanting to start a business from home. Crystal guides readers through the reasons for starting a business, a plethora of ideas to make money in unconventional ways, and provides resources for managing your business. What really stood out to me in this book is her character and integrity, and how she has remained true to her convictions throughout her journey. I couldn't put this book down - I got through it in two days!
CBfamily More than 1 year ago
I have read Crystal Payne’s blog, Money Saving Mom, for years now, and have always enjoyed her clear, encouraging writing style. I was pleased to be able to review her last two books, The Money Saving Mom’s Budget, and Say Goodbye to Survival Mode, and when I heard Crystal was releasing a new book, I knew I had to read it. I’m glad to say that it is just as fantastic as I’d hoped it would be! Crystal shares very honestly about her journey from an young mom just trying to supplement her family’s income in order to stay afloat, to a blogger who averages millions of readers every month. She is very humble, and shares not only what has let to her success, but also a number of times that she has completely thrown herself into a project that has failed! This book really helped me in the brainstorming process, and I found it to be very encouraging. This book will show you how to give yourself grace while at the same time giving you a blueprint to start making and setting realistic goals to accomplish the dream of making money to support your family, pay down debt, or increase your savings. Highly recommended!