The media says you should be worried about your pension, the banks and financial advisors say Canadians aren't saving enough for their retirement, and Ottawa says drastic cuts to the Canada Pension Plan and Old Age Security lie ahead. Is the future sounding a little ominous? In the face of all this negativity, just what are you supposed to do?
Pension experts Robert Drummond and Chris Roberts have nothing to sell, and they aren't trying to undermine government programs. This means they can provide unbiased and reliable advice, which is what they do in this no-holds-barred book.
|Publisher:||James Lorimer & Company Ltd., Publishers|
|Sold by:||Barnes & Noble|
|File size:||436 KB|
About the Author
ROBERT DRUMMOND is Emeritus Professor of Political Science and Public Policy and Administration at York University, specializing in Canadian politics and policy for an aging society. He is a former Dean of the Faculty of Arts.
CHRIS ROBERTS holds the title of Senior Researcher in the Canadian Labour Congress's Social and Economic Policy Department, where he works on pension, immigration policy and other issues.
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Read the first chapter
Table of Contents
1 Why do I hear so much about pensions these days?
2 What are pensions all about anyway?
3 Why is there so much bafflegab about pensions?
4 Who benefits from my confusion?
5 Will I be poor?
6 What do the "experts" say about retirement?
7 Is something borrowed making me blue?
8 Will I be able to retire to the south of France (or anywhere else)?
9 How big does my piggy bank have to be?
10 What is the retirement income system?
11 What changes to my pension lie ahead?
12 What's wrong with raising the retirement age?
13 Rainy today, Chile tomorrow?
14 Are our reform politicians blocking reform?
15 How do I know what I don't know?
16 If it's not too late to learn, what do I need to know?
17 What so secure about securities?
18 Who;s gambling with my money?
19 Why do I keep hearing about financial literacy?
20 Why does my financial advisor contact me more often than my friends?
21 Are RRSPs the answer to retirement planning?
22 What are Tax-Free Savings Accounts?
23 Is our pension system a joke?
24 What should I do with my savings?
25 How can I invest my money ethically?
26 What questions should I ask my financial advisor?
27 Why should the government care about my pension?
28 Retired or just tired?
29 Isn't my pension part of my wages?
30 Will my kids hate me?
31 Will my kids have to support me when I retire?
32 Will I have to support my kids?
33 Who gets Old Age Security?
34 If I only get OAS and GIS, will I be poor?
35 What do I need to know about applying for my government pensions?
36 Whatever happened to company pension plans?
37 What is a funded plan, and why does it matter?
38 Who really has a real gold-plated pension?
39 What makes a good company pension?
40 Who's risky now?
41 Isn't it better to know what I'm getting than what I'm giving?
42 What would make not-so-good company pensions better?
43 Should I worry about my pension if the company is in trouble?
44 The company's okay, but is my pension safe?
45 What happens to my pension if I'm laid off?
46 How do recessions affect my retirement?
47 How does the CPP work?
48 What should be done to improve the CPP?
49 As the rich get richer, do the rest of us have to keep working until we die?
50 How can I ensure I have a good retirement?
A List of Resources