Private Money Lending

Private Money Lending

by Gustavo J. Gomez, PhD

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This book is an important and timely research study that explores a little known area of investing, which is that of private mortgage lending. The reason for undertaking the study was twofold; reason one is because for the past 15 years, retirement portfolios have been devastated by stock market fluctuations, resulting from a greater prevalence of boom and bust economic cycles. It is quite possible that currentl another bust cycle might be unfolding, in spite of the apparent bull market. The second reason is because of the adopted Federal Reserve policy of creating an artificially low rate environment in an attempt to sustain the continued growth of the stock market and support of the current real estate recovery efforts.

These two economic conditions primarily affect income investors because of the low yields that are being offered by the typically available fixed-income investments, such as bonds, CDs and money-market accounts. The combination of a reduced interest rate environment and the increase stock market volatility has dramatically impacted the livelihood of the fixed income investor. Moreover, it has forced these investors to take greater levels of investment risk by incentivizing them to seek higher yields by investing in the stock market; in essence, the place that has created most of their financial problems.

Product Details

BN ID: 2940151479325
Publisher: Halo Publishing International
Publication date: 06/05/2015
Sold by: Barnes & Noble
Format: NOOK Book
File size: 3 MB

About the Author

Gustavo J. Gomez, Ph.D. has been a successful entrepreneur and businessman for the past thirty years. His educational background and experience have made him quite versatile, achieving successes in several fields. His entrepreneurial interests have resulted in the creation of various successful businesses ventures, such as the development of an 86-bed adult living facility, a respiratory homecare company specializing in the care of patients afflicted with chronic pulmonary diseases, and the creation of a continuing medical education and respiratory therapy school.

Moreover, for the past seventeen years, Dr. Gomez has been engaged in the field of private money lending with a primary focus on hard money mortgage investing. This new book is the result of a qualitative research study undertaken at Florida Christian University as partial fulfillment for the Doctor of Philosophy degree in Business Administration.

Dr. Gomez’s management experience has included positions such as CEO, Assistant Hospital Administrator, Pulmonary Care Department Director, and Program Director for a respiratory therapy and continuous medical education school. Furthermore, he is the author of three other published books and the recipient of patent no. 4867148, which is a Facial Separation Barrier that is useful in preventing infections and allergic reactions while engaging in the training of cardiopulmonary resuscitation (CPR).

Gomez has also been the recipient of the Presidential Physical Fitness Award, and he has been included in the biographical database of several of Marquis Who’s Who publication directories, which are considered the standard for reliable and comprehensive biographic data since 1899. Additionally, he is a martial arts practitioner, holding the classification of San Dan Sensei—first degree black belt—in American Kempo Karate, conferred by the National Kempo Karate Association (NKKA). Always an avid learner, Dr. Gomez holds degrees from Miami Dade College (MDC), Florida International University (FIU), Carlos Albizu University (CAU), and Florida Christian University (FCU).

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Private Money Lending 5 out of 5 based on 0 ratings. 1 reviews.
ReadersFavorite More than 1 year ago
Reviewed by Romuald Dzemo for Readers' Favorite Private Money Lending: Learn How to Consistently Generate a Passive Income Stream by Gustavo J Gomez, Ph.D. is a groundbreaking book that explores a not-so-well known area of investing — private mortgage lending. In this well-researched and masterfully written book, the author unveils secrets and strategies that will help readers maximize on their investments. This is a book for people who want to consistently generate passive streams of income, people who want to understand what it takes to win in a volatile investment market and people who want to minimize the risk in their investments. The author explains the risks involved in the stock market and how the Federal Reserve policy impacts negatively on investors. But he moves on to provide powerful strategies that will allow readers to make the best choices for their investments. Gustavo J Gomez, Ph.D. comes across as an expert in the area of generating passive income, an author who puts years of research and information in front of his readers that they need to know. The writing is down-to-earth, a conversational, relaxed style that makes for a delightful read. The reader feels the assurance of reading work from an expert who has invested a lot of time and research in the subject and has uncovered powerful facts and strategies that can help them invest successfully. What I loved so much about this book is the fact that it doesn’t sell a product and the author doesn’t distract readers by inviting them to join some master class. The book itself is a master class. One feels that he has poured all his research into this book in a style that is very accessible to ordinary readers. Private Money Lending: Learn How to Consistently Generate a Passive Income Stream is a priceless gem for those who are interested in transforming their personal finances into streams of passive income.