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In the 1850s, the Riverbank area was little more than a ferry site along the Stanislaus River. A small town grew up there until the Union Pacific Railroad built a line farther east, causing the first attempt at settlement to soon die out. In 1895, however, the Santa Fe Railway crossed the river close to the original site of the ferry, and the town of Riverbank was born. Riverbank's history is a study in change. Its various influences—from the railway and agriculture to its Army ammunitions ...