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Roth Conversion Decision: A Step-by-Step Way to Decide Whether It's Worth the Tax Hit, How Much to Convert Each Year
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You have a traditional IRA or an old 401(k) rollover, and someone, maybe your accountant, maybe a forum, has told you that you should probably be converting some of it to a Roth. You ran a calculator and got a dramatic number. You ran a different calculator and got a different dramatic number. Nobody told you how much to convert, when to stop, or what else gets affected in the process, so you did nothing and the question came back next April. Roth Conversion Decision: A Step-by-Step Way to ...