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The Rewards Mirage: How Premium Credit Cards Extract Wealth from the Poor to Pay the Rich

By Derek Sterling
eBook
$5.99
By Derek Sterling
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Earning 2% cash back or flying first-class on accumulated miles feels like a clever financial hack. We are conditioned to view these premium credit card rewards as free perks provided by generous banks. But the math of the financial system dictates that nothing is free; someone is always paying for your luxury flight.

The Rewards Mirage exposes the staggering, invisible wealth transfer embedded in modern consumer finance. Banks fund these lavish rewards by charging merchants exorbitant swipe...