The 30-year era of free money is over. AGI is coming for your job. And most financial advice you have ever heard is now dangerously wrong.
In 2024, Japan's 30-year bond yield hit 3.41 percent—the signal that the world's cheapest money was ending. In the same decade, Artificial General Intelligence will displace millions of cognitive workers. These two ruptures are converging into a 15-year contraction when capital becomes expensive, labor becomes non-scarce, and the old rules of investing ...


